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Prescient Capital Management

4.6 (2) 2
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Reviews
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Samantha Lee
Nov 22, 2022
The personal touch that PCM provides sets them apart from other lenders. Meeting face-to-face helped me trust them completely. They resolved my financing issue reliably and efficiently. I can't thank Steve and Dan enough for their attentive service—I genuinely owe my financial stability to them.
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Michael Thompson
Sep 2, 2023
Working with PCM was a surprisingly smooth experience. They effectively managed the loan process, and I was impressed by how quickly they acted. The level of personal service is commendable. They took the time to visit the site and delve into the details, which helped build trust. My only concern is that the initial paperwork felt a bit cumbersome, but overall, I would recommend them for their quick turnaround and clear communication.
Frequently asked questions
help_outline What is a bridge loan?
A bridge loan is a short-term loan used for commercial property needs, providing immediate cash flow until permanent financing is secured or an existing obligation is removed.
help_outline What is the Loan Checklist?
The Loan Checklist is a comprehensive list ensuring that all due diligence and closing requirements have been met.
help_outline What is a Loan Agreement?
The Loan Agreement is the written contract between the Borrower and Lender, detailing terms such as Loan Amount, Interest Rate, Term, and Payment schedules.
help_outline What is a Promissory Note?
The Promissory Note is a written promise by the Borrower to repay the Loan, detailing specific terms.
help_outline What is a Guaranty?
A Guaranty refers to the personal wealth of each Guarantor backing the repayment of the loan.
help_outline What is an Unconditional Guaranty of Payment & Performance?
This guaranty involves a third party agreeing to fulfill the Borrower's obligations if the Borrower defaults.
help_outline What is a Mortgage and Security Agreement?
This contract creates operating covenants securing the performance of the Loan.
help_outline What is a Pledge Agreement?
A Pledge Agreement allows the Borrower to use additional collateral to secure the loan.
help_outline What is a Collateral Assignment of Leases?
This agreement allows the Lender rights to collect rents if the Borrower defaults.
help_outline What is a Borrower's Counsel Opinion Letter?
A legal opinion confirming that the loan documents are valid and enforceable.
help_outline What is a Deed of Trust (or Mortgage)?
This document secures repayment of the loan with real estate.
help_outline What is an Owner's Affidavit?
A sworn document asserting there are no other liens on the real estate.
help_outline What is an Assignment of Rents?
This document allows the Lender to collect rents if the Borrower defaults.
help_outline What is an Estoppel?
A document confirming that leases are valid and neither party is in default.
help_outline What is a Title Commitment?
This insurance confirms the Borrower's legal title and the validity of the lien.
help_outline Why would a Borrower pay higher interest rates than permanent financing?
Borrowers often weigh the cost of renting capital against the possibility of significant growth in their business profits and enterprise value.
4.6
5 reviews

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DelafieldWaukesha Countyshort-term loansbridge loanshard money..property collateral..quick-sale financing

Business History

Established in 2006 • 17 years in business
Prescient Capital Management has been serving clients since 2006, building a solid reputation over their 17 years in the specialty finance industry.

What We Offer

Financing

Hard Money Loans
Short-term loans primarily for real estate transactions, secured by the property itself or other collateral.
Bridge Loans
Short-term financing options designed to bridge the gap between buying a property and securing long-term finances.
Short-term Commercial Real Estate Loans
Quickly issued loans for commercial real estate, with a fast approval process that can take as little as 10-20 business days.

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