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I-20 Pawn Shop & Gun Shop Inc

4.3 (2) 2
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Reviews
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Mike Anderson
Jul 15, 2023
Great experience at the pawn shop! They were professional and knowledgeable. I felt confident in their evaluation of my items.
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Sarah Martinez
Jun 22, 2023
I came here to sell my old jewelry and was pleasantly surprised by the respectful and professional service I received.
Frequently asked questions
help_outline How do pawn shops work?
Pawn shops allow customers to obtain quick loans by using valuable items as collateral without the need for credit checks. The loan typically lasts for 30 days, with a 30-day grace period, and the collateral is returned if the loan is repaid within that time.
help_outline How will forfeiting my collateral affect my credit?
Forfeiting collateral does not impact your credit score since the loan is based solely on the collateral provided, not your credit history.
help_outline Is my bank account information necessary to get a loan?
No, only a driver’s license is generally required for pawn loans.
help_outline How old do I have to be to pawn?
You must be at least 18 years old and have a legal form of identification to pawn items.
help_outline What type of merchandise will you accept as collateral?
Common items accepted include guns, jewelry, instruments, electronics, gold, and tools, although specific restrictions may apply.
help_outline Can I use a gun as collateral?
Yes, you can pawn a gun as I-20 Pawn Shop is a registered firearms dealer who complies with federal regulations.
help_outline Am I able to sell my items to a pawn shop?
Yes, items can be sold to the pawn shop as an alternative to pawning.
help_outline How will the value of my item be determined?
Value is assessed based on the item's condition and market demand, ensuring offers reflect the potential resale value.
help_outline Do I have to come in person to have my collateral evaluated?
Yes, evaluation must be done in person, as the item's condition is critical for determining the loan amount.
help_outline How does a renewal work?
Renewals allow borrowers to pay accrued interest and continue the loan under the same terms, provided they settle the interest before a new term begins.
help_outline Will I lose my collateral?
If the loan is not repaid, the collateral may be forfeited; however, most customers retrieve their items by repaying the loan.
help_outline Will my collateral be protected?
Items are stored securely during the loan period, maintaining their condition for pickup upon repayment.
help_outline How are pawn shops regulated?
Pawn shops are subject to multiple federal and state regulations, including the Truth In Lending Act, and oversight by various authorities.
4.3
21 reviews

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EastlandEastland Countypawn shopgun shopcollateral loansjewelry buyerelectronics resalecollectiblespower toolsammo salescustomer servicefamily-run business

What We Offer

Financial Services

Pawn Loans
Short-term loans given against collateral like jewelry, firearms, electronics, etc.

Valuation Services

Collateral Evaluation
In-person assessment of items offered as collateral for accuracy in loan valuation.

Retail Services

Item Purchase
Immediate cash offers for items that customers choose to sell instead of pawning.

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