What We Offer
Loans
Collateral Loans
Loans offered against collateral to meet immediate financial needs.
Cash Loans
Quick and easy cash loans for various monetary issues.
Credit Union Alternative Lending Solutions (CUALS)
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- About
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CUALS has saved me more than once. The application process is quick, and the loan amount was just what I needed. Friendly service too! Definitely five stars!
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The loan assured my rent check wouldn't bounce during an emergency; their help was invaluable.
Frequently asked questions
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What does a typical short-term loan member look like?
The typical short-term loan member is generally a responsible, middle-class adult aged 25-49, likely with an income between $20,000 and $60,000.
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How does a member apply for a CUALS XtraCash loan?
Members can conveniently apply for a CUALS XtraCash loan online.
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How much can a member borrow?
Members can typically borrow amounts ranging from $100 to $500 in increments of $25, depending on state laws.
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What happens if the member changes their mind after taking out a loan?
The member can cancel the loan at no cost before the end of the next business day by returning the full principal amount.
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Is the transaction confidential?
Yes, CUALS protects the confidentiality of all members' personal information and discloses privacy policies.
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