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USA Loans Pawn Shop

4.4 (2) 2
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Reviews
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Marcus Holloway
May 10, 2023
The staff at USA Loans are incredibly friendly and always willing to help. I had no issues getting a loan process started, and they made it quick and easy. Highly recommend!
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Linda Martinez
Jul 15, 2023
Great service and friendly staff! I felt comfortable and valued as a customer. Just wish they had longer hours on Saturdays.
Frequently asked questions
help_outline Who is the typical Pawn Customer?
The typical pawn customer is usually around 36 years old with a household income of $29,000. Generally, 80% are employed, 82% hold a high school diploma or GED, and 33% are homeowners. Many customers borrow only twice a year to cover unexpected expenses.
help_outline Do most pawn customers lose their merchandise?
On average, 80% of pawn loans are repaid, with a significant percentage of customers returning for repeat business. Customers often borrow against items like jewelry, lawn mowers, and electronics.
help_outline How can I be sure the merchandise at a pawn shop isn't stolen?
Less than half a percent of pawned items are identified as stolen. Pawn shops require positive identification and detailed descriptions of items, reporting this information to law enforcement daily.
help_outline Are Pawnshops regulated?
Yes, pawnbrokers are governed by major federal laws applicable to financial institutions, including the Patriot Act and the Truth in Lending Act. Additional regulations may be imposed by local governments.
help_outline How much should I expect for a loan on my item?
Loan amounts depend on the item's value, age, condition, and demand. Typically, loans are for a quarter to a third of the item's current value.
help_outline Why would someone use a pawn broker?
Pawn brokers offer quick, confidential loans without credit checks, making them an accessible option for immediate cash needs.
help_outline How does a pawn work?
A pawn is a type of collateral loan where pawnbrokers lend money based on the value of items like jewelry and electronics. When the loan is repaid, the item is returned to the customer.
4.4
15 reviews

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What We Offer

Pawn Services

Pawn Services
Offer loans against various items of value such as jewelry, electronics, and tools.

Loan Services

Cash Loans
Provide quick cash loans without the need for credit checks.

Specialized Lending

Firearm Pawns
Specialize in loans against firearms and related goods.

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