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Granite Loans

5.0 (2) 2
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Reviews
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Zaharrah Blaise
Apr 15, 2022
I can't recommend Granite Loans enough! Misty, the agent I worked with, was incredibly friendly and supportive. The entire process was straightforward, and I received my funds the very next day!
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Zaharrah Blaise
May 15, 2022
I can't recommend this company enough! The representative, Misty, was incredibly friendly and supportive. The entire process was straightforward and easy, and they took the time to explain everything clearly. I received the money the very next day!
Frequently asked questions
help_outline What loan products does Granite Loans offer?
Granite Loans provides installment signature loans with a simple application process, which can be completed online or over the phone.
help_outline What is an installment loan?
An installment loan is a sum of money borrowed from Granite Loans that is repaid with interest through equal payments.
help_outline What is a Signature Loan?
A signature loan allows you to obtain a personal loan based on your signature and proof of income, up to $1,000, with terms up to 180 days.
help_outline How soon will I get my money?
Once your application is approved by 6 p.m. ET, funds can be electronically deposited the next business day.
help_outline What are the primary requirements to obtain a loan?
You must be at least 18 years old, a U.S. citizen or Permanent Resident, a Utah resident, currently employed or have steady income, and have a bank account.
help_outline What are the fees?
Granite Loans does not charge an application fee, and all fees are disclosed during the application process.
help_outline How do I sign my loan agreement?
You can sign your loan agreement by logging into your account and reviewing the agreement.
help_outline What kind of bank account is required to apply for a loan?
A bank account that accepts ACH transfers is required for applying, but other funding methods may be available.
help_outline How do I know if I am approved?
You will be notified of your approval status after your application is reviewed.
help_outline Are loans with Granite Loans secure and confidential?
Yes, all transactions are conducted on secure servers, ensuring complete confidentiality of your information.
help_outline Can I cancel my loan?
Yes, you can cancel your loan without penalty within 3 business days after the effective date by contacting Customer Care.
help_outline How often will my payments be due?
Payments are typically due bi-weekly, aligned with your pay cycle.
help_outline What if I pay late or miss a payment?
You should contact Customer Care as soon as possible for assistance.
help_outline How do I make an early payment?
You can make early payments without penalties; simply contact Customer Care.
help_outline How do I payoff my loan in full?
You can pay off your loan in full at any time without penalties, via Customer Care or your online account.
help_outline Tips for short-term installment loan borrowers?
Consider budgeting your paycheck, paying down the principal, and being aware of your loan length to minimize financing costs.
5.0
2 reviews

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Business History

Established in 2020 • 3 years years in business
Granite Loans was established in 2020 and has been providing loan services since then.

What We Offer

Loans

Installment Signature Loans
Short-term loans provided with a simple application process, allowing for quick access to funds.

Loan Services

Fast Funding Options
Fast funding options through electronic deposits as soon as the next business day.

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