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West Ridge Traders

4.2 (2) 2
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Reviews
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Maria Thompson
Sep 12, 2023
West Ridge Traders provided an excellent experience when I pawned my jewelry. The staff is knowledgeable and fair. I walked away satisfied with my transaction!
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Rachel Green
Jan 25, 2023
The loan process was okay, but I felt a little rushed. They could be clearer about the fees involved. Overall, decent service.
Frequently asked questions
help_outline What Is A Pawn?
A pawn is a loan supported by an item kept as collateral. You can retrieve your item(s) by repaying the borrowed amount with interest, or you can forfeit the item while receiving the cash.
help_outline What Do I Need For A Loan?
To obtain a loan, you need a valid state ID, such as a non-expired driver's license or a passport, along with an item of value that we agree to accept as collateral.
help_outline How Much Money Is My Collateral Good For?
For precious metals and jewelry, it is generally about half of the melt value, although diamonds of significant worth may add more value. For other categories, it is roughly one-third of the market value.
help_outline Why Isn’t my Collateral Worth Its Full Value?
Collaterals are not valued at their full worth to give you an incentive to reclaim your items, as per NYS law, we are obligated to hold your items for up to 4 months.
help_outline How Long Do I Have?
You have 4 months for your pawn. During this time, no payment is required until you decide to retrieve your pawn. If you need extra time, you can pay the total interest due to extend it for another 4 months.
help_outline How Much Is The Interest?
Interest depends on the amount borrowed and the duration for which you hold the loan. It consists of a fixed monthly finance fee which does not compound.
4.2
9 reviews

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RochesterMonroe Countypawn shopcollateral loan..gold buyerjewelry pawnelectronic resalecash loan..valuable item..collectible buying..tools resale

What We Offer

Financial Services

Pawn Loans
Loans backed by valuable items held as collateral, allowing you to retrieve your item plus interest or walk away with the cash.

Buying Services

Gold & Silver Buying
We buy precious metals for their melt value and may offer more for high-quality diamonds.

Retail Sales

Jewelry and Electronics Sales
A selection of quality jewelry and electronics available for purchase, including previously owned items.

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