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Express Business Loans

5.0 (2) 2
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Reviews
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Paul Peterson
Jan 15, 2023
I wanted to express my gratitude for the financial guidance you provided. Your insights into paying off my home and building my property portfolio were invaluable. I approached the initial meeting with some reservations, but your structured approach helped me realize a more efficient path. Remarkably, your planning allowed me to pay off my home 15 years early without additional funds from my side. I'm thoroughly impressed with the results and will be recommending your services to others.
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Tom Vanzyl
Jul 20, 2022
I am very pleased to recommend your company, as the service and advice we received were outstanding. Coming from a career in law enforcement, I wanted to settle my mortgage quickly while ensuring my nieces and nephews have something for the future. Your team's professionalism, enthusiasm, and precise guidance helped me create an equity portfolio and significantly reduce my mortgage term. Thank you for your exceptional support, which I have also shared with friends and former colleagues.
Frequently asked questions
help_outline Am I eligible for a business loan?
To be eligible, you must be a Pty Ltd business with an ABN, have been in business for at least 2 years, possess a clear credit history, and supply an up-to-date Profit and Loss statement and latest tax returns along with a letter from your Accountant confirming the funds are for business use. You also need a property with sufficient equity for security.
help_outline How do I apply?
Applying is straightforward, simply call us or fill out the form on our website.
help_outline How much can I borrow?
The amount you can borrow is primarily determined by the equity in your property, starting from $50,000 and potentially going into the millions.
help_outline How fast can the funds arrive?
Typically, once we receive all required paperwork, processing takes about a week. However, we can expedite the process to have funds available in as little as 48 hours if necessary.
help_outline What’s the length of the loan?
Most clients seek short-term solutions that range from 3 to 12 months, although longer-term options are available if needed.
help_outline What’s the interest rate?
Interest rates ordinarily begin at 12% to 15% per annum for 1st mortgages. For 2nd mortgages and caveat loans, rates start at 2% to 3% per month.
help_outline How much property equity is required?
We generally lend up to 70% of the value of the property in metropolitan areas. LVRs are typically lower for rural areas.
help_outline Do I have to be in a big city?
While most lending occurs in metropolitan areas, we also lend in other regions, though Loan to Value Ratios are often lower for rural areas.
help_outline Can I use a commercial property or land instead of residential?
Yes, we accept both residential and commercial properties as long as there is enough equity available.
help_outline Can I use a family or business partner's property as security?
Their property can be used as security, but they must be involved in the loan process.
help_outline Do you only do mortgages?
We offer both mortgages and caveat loans. Depending on your property situation, we provide first or second mortgages.
5.0
21 reviews

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SydneyCouncil of the City of SydneyShort Term..Working Capital..Equipment Purchase..Business Growth..Cash Flow..1st Mortgage..2nd Mortgage..Caveat LoansBusiness Loans..Fast Approval..

Business History

Established in 2018 • 5 years in business
Express Business Loans was established in 2018 and has been providing business financing solutions across Australia for 5 years.

What We Offer

Business Loans

Short Term Business Loans
Loans with quick approvals and settlements aimed at addressing short-term cash flow needs for businesses.
Working Capital Loans
Financial assistance aimed at providing funds for day-to-day business operations and growth.
Equipment and Asset Purchase Loans
Funding specifically made available for the acquisition of new equipment or fixing existing assets essential for business operations.

Mortgage Services

1st Mortgage Loans
Commercial loans secured by residential or commercial properties where the property can be free of any current mortgage or refinanced to cover existing mortgages.
2nd Mortgage Loans
Additional mortgages that can be secured against already mortgaged properties, allowing access to further capital through available equity.
Caveat Loans
A form of secured loan that provides a quicker option compared to traditional mortgages, suitable for a variety of financial needs.

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