What do I need to do to get started?

To get started, you need a valid government-issued photo ID and an item that we are currently accepting as collateral.

Does Money Mizer conduct a credit check?

No, we do not conduct credit checks or employment verification; the terms of the loan depend solely on the item(s) pledged as collateral.

What is the Military Lending Act (MLA), and why do I need to supply my Social Security number (SSN)?

The MLA applies to active duty servicemembers, spouses, and certain dependents, limiting the interest rates on consumer loans. We check each pawn customer's SSN against the Department of Defense database to verify military status.

How do you determine the value of my items?

We base our loan-to-value ratio on the estimated wholesale value of the item, typically loaning 50% to 75% of that value.

What are your interest rates?

Our monthly interest rates range from 25% to 3%, corresponding to the collateral used and the borrowed amount.

What will the monthly payment be on my loan?

Your minimum monthly payment will depend on the amount you choose to borrow.

Will I have to pay additional fees for storage, insurance, and security?

No additional fees are charged; we include those costs in the monthly interest fee, except for a $2 lost ticket fee if the pawn contract isn't presented during redemption.

Will my items be safe?

All items are stored in fireproof, UL-rated vaults or secured facilities under 24-hour surveillance and are fully insured while in our possession.

How long do I have to pick up my pawned items?

The pawn contract is a 30-day loan, which can be extended for another 30 days as needed.

What if I just want to sell my items instead of getting a loan?

We offer both pawning and buying options. You can choose to sell your items outright when you visit us.

Why should I choose Money Mizer over other pawn shops?

With over 40 years of experience in the collateral loan industry, we maintain a high standard of customer service and have GIA alumni on staff.

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pawn shops in Alabama, Auburn

Money Mizer Pawns & Jewelers

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Closed today ⌁

38 years in business

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pawn shops in Alabama, Auburn

Money Mizer Pawns & Jewelers

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