What is pawning & how does it work?

Pawning is the quickest way to borrow money without credit checks. You receive a cash loan against an item, and the pawn broker stores it until you repay the loan along with any interest and fees.

Is a credit check required for pawning?

No, pawn loans are based on the value of your collateral, not your credit rating.

What items can be pawned or sold at a pawn shop?

We accept items with resale value including gold, silver, diamonds, watches, musical instruments, electronics, collectibles, sports equipment, and tools.

Do you accept old and broken jewelry?

Yes, we accept all jewelry regardless of condition, as precious metals still hold value.

How do you appraise an item & determine its value?

The item's value is assessed based on age, condition, appearance, and demand, along with the current market prices for precious metals.

What is the maximum period for a pawn loan?

In Alabama, pawn loans are typically for 30 days with an additional 30-day grace period.

What if I cannot pay the pawn loan?

You can renew your loan for another 30 days by paying a convenience fee, or allow the loan term to expire, after which the shop may sell the item.

Can someone else make a payment for my pawn loan?

Yes, anyone can make a payment, but only the original pledgor with the pawning receipt can pick up the item.

How can I pay for purchases and loans at a pawn shop?

Payments for loans can be made with debit cards or cash, while purchases can be made with cash, debit, and credit cards.

Do you inform customers about loan expiration?

Yes, we notify customers via text and phone calls about their loan status.

How many items can I pawn and how much can I borrow?

You can pawn as many items as you want and borrow up to the amount of your collateral's appraised value.

Are loan transactions secure & confidential?

Yes, pawn shops are regulated on local, state, and federal levels, ensuring security and confidentiality.

Why is buying at a pawn shop better than a retail store?

Pawn shops offer items at significantly lower prices, usually around one third or half of retail prices.

What is the pawning procedure?

Bring your item, have it appraised, provide ID, sign documents, and receive cash.

Are stolen goods sold in pawn shops?

No, pawn shops are highly regulated and work closely with law enforcement to prevent the sale of stolen goods.

What are the loan amounts available?

First-Sun Finance offers loans ranging from $200 up to $1,482.

How can I pay back my loan?

You can pay back your loan in equal monthly or semi-monthly payments over several months.

Will taking a loan help my credit score?

Yes, First-Sun loans are designed to help establish new credit or rebuild your credit profile.

PawnShopz | Discover pawn shops in Alabama, Cullman

pawn shops in Alabama, Cullman

Jeweler's Cut Jewelry and Pawn

phone language pawn shop

Closed today ⌁ 22.5km

40 years in business

Arab Jewelry & Pawn Shop LLC

phone language pawn shop

Closed today ⌁ 25.3km

Shops locations in Arab, Alabama. Fi..

First-Sun Finance

phone language cash loans

Closed today ⌁ 31.6km

2 years in business

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Jeweler's Cut Jewelry and Pawn

Arab Jewelry & Pawn Shop LLC

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