What kind of items can I Pawn?

We accept almost all items of value. Please call or bring us your items today for a free evaluation, including jewelry, gold, silver, art, quality furniture, nice bicycles, paintings, collectibles, memorabilia, and more.

How quickly can I get money?

Stop by today and our pawn professionals will have you out the door, with cash in your pocket, in no time at all!

Do you sell merchandise?

We have a huge store with all types of quality merchandise available! We carry a wide assortment of things, including collectibles, jewelry, artwork, furs, guitars, furniture, and much more. Stop by today for a great deal.

If I pawn something with you can I get it back?

Absolutely! All you need to do is pay off the loan amount and interest within your loan period, and you can always get your merchandise back!

How does pawning an item work?

Customers bring in an item of value, and the pawnbroker offers a loan based on a percentage of the item's estimated value. The pawnbroker then keeps the item until the customer repays the loan with interest and any additional fees that may apply. Pawn stores are regulated on a federal, state and local level.

Will it affect my credit if I can't repay my loan?

Defaulting on a loan can never affect consumers’ credit scores. Because the loan is based on collateral—that is, an actual piece of property—the loan is considered paid in full when the item is handed over to the pawnbroker.

What credit score do I need to qualify for a loan from First Finance Company?

While a higher credit score may lead to better loan terms, we work with borrowers across the credit spectrum, so contact us to learn about your options.

How quickly can I receive funds after applying for a loan?

We aim to provide same-day loan decisions and funding, depending on your individual circumstances and application completeness.

What documents do I need to apply for a loan?

You will typically need to provide proof of income, identification, and banking information. Our loan specialists will assist you in gathering the necessary documents.

Can I prepay my loan without penalty?

Yes, we do not charge prepayment penalties, so you can pay off your loan early without incurring additional fees.

What sets First Finance Company apart from other lenders?

We focus on our clients’ needs with transparent and fair lending practices, offering personalized loan solutions tailored to each individual's situation.

What services do you offer?

We offer a variety of services including jewelry repair, custom design, appraisals, and buying/selling coins.

What are your business hours?

We are open Tuesday to Friday from 10:00 AM to 5:00 PM, Saturday from 10:00 AM to 4:00 PM, and closed on Sunday and Monday.

Yes, we buy gold and coins. Please visit us for evaluations.

PawnShopz | Discover pawn shops in Alabama, Pelham

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