What’s a pawn loan?

A pawn loan, or collateral loan, is when money is lent in exchange for items of value, based on the item's worth. The item is returned once the loan is repaid, or it can be surrendered as full payment.

What is an extension?

If you cannot repay your pawn loan by the due date, you can get an extension. You must pay a portion of the interest owed and can extend the loan for a maximum period allowed by state law, typically 30 days.

Is a credit check required for a pawn loan?

No, a credit check is not required for a pawn loan. You only need to provide a valid photo ID.

Are pawn rates excessive?

No, pawn rates are not excessive. All lenders must charge rates that correspond to the size and duration of the loan, as well as the collateral involved. Pawn transactions typically involve small, short-term loans with no hidden fees.

What items does a pawn shop buy?

We buy a wide range of items, including but not limited to gold and silver, diamond jewelry, firearms, watches, electronics (like TVs, laptops, and cell phones), musical instruments, tools, lawn and garden equipment, art and collectibles, and recreational vehicles.

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pawn shops in Alabama, Rainsville

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