What can I do when I need money FAST?

You can bring your items of value to us, and we guarantee the highest possible cash payment for your valuables. You can choose to sell your item outright or arrange for a three-month loan.

What kind of items can I bring?

We accept almost anything of value including electronics like gaming systems, TVs, jewelry, musical instruments, and household tools.

Can I bring in my gun?

We do not offer loans on the value of firearms but respect citizens' rights.

How do you calculate an item’s value?

We use various methods, but jewelry appraisals are based on the New York Spot Market gold price.

Can you estimate the value of my item over the phone?

We can provide a rough estimate, but the most accurate assessment is done in person.

What exactly is a pawn?

It's a three-month loan secured by your item, which we hold as collateral.

What kind of terms are involved in a pawn?

Terms are mandated by state law and include 16% interest for the first 60 days and 6% for the final 30 days.

Now that I’ve pawned my item, what happens?

As long as you make payments, you can redeem your item within 90 days, or request an extension.

What happens when I don’t repay the pawn?

Ownership will default to us, but we work with you on flexible repayment options.

What is a title loan?

It's a loan against your vehicle's value while you retain the right to drive it.

What about selling my valuable item?

You can sell your item outright for cash, and we will appraise it to determine its maximum value.

Will my item be safe?

Your item is secured in a monitored area with insurance coverage during its stay.

What rights do I have regarding my loan?

We operate under regulations that ensure fair treatment and operation procedures.

Where can I find the state regulations?

You can learn about your rights under Arizona law by visiting the Arizona Revised Statutes website.

What types of loans do you offer?

We offer a range of loan services including pawn loans, auto title loans, and gold loans.

Do you buy electronics?

Yes, we buy a variety of electronics, including cell phones, laptops, and gaming consoles.

How can I get a pawn loan?

To get a pawn loan, bring in the item you want to pawn, and we will assess its value and offer you a loan amount.

What does “spot” mean?

In simplest terms, spot refers to the current trading price of metals on the exchange.

We use kitco.com to determine the spot price, but keep in mind that it changes every few seconds. We recommend calling for a price, but it may differ when you arrive at our store. We will check the current price upon your arrival, add the premium, and that will be your final cost.

How do I know how much a certain item is?

The pages marked gold and silver on our website detail the premiums associated with the items we offer.

What is a “premium”?

A premium is the additional amount we charge over the spot price. It can be presented as either a flat dollar amount or a percentage. Typically, gold is priced as a percentage above spot, while silver is a fixed dollar amount above spot.

Will the premiums change?

Yes, premiums can fluctuate due to various factors, including mint order quantities, market conditions, and wholesale buying or selling activities.

What items can I pawn at B & B Pawn and Gold?

You can pawn a variety of items including electronics, jewelry, musical instruments, and more.

How long do I have to repay my pawn loan?

You generally have 90 days to repay your pawn loan, but extensions may be available as per Arizona State Regulations.

How does the cell phone buying process work?

You can sell us your cell phone as long as it is in good condition and complete with accessories. We offer cash on the spot after evaluation.

Can I sell my gold or diamonds at B & B?

Yes, we buy gold and diamonds, and you can get a fair cash offer after evaluation.

What services do you offer?

We provide pawn loans, buy and sell jewelry, electronics, firearms, and various other items. We also offer 90-day renewable loans.

How does the pawn process work?

You can bring your item to us, and we will assess its value. If you accept our offer, you can receive cash on the spot while keeping your item secured.

What can I sell at Valley Goldmine?

You can sell gold, silver, platinum, and diamonds at Valley Goldmine. We buy various types of jewelry and other valuables.

Do I need an appointment to visit?

Yes, Valley Goldmine operates by appointment only to ensure personalized service and security.

What form of payment do you offer?

Payments are made via check only to protect both our clients and our agents.

Why are some pieces of jewelry worth more than others?

The value of jewelry is determined by the gold commodity price, which takes into account the karat content of the gold.

Who is Phoenix Pawn & Guns?

Phoenix Pawn & Guns is a licensed collateral lender in both the City of Phoenix and Maricopa County, providing services for over 20 years.

Where is Phoenix Pawn & Guns located?

We are situated at 2803 W Van Buren St, Phoenix, AZ 85009.

Will my loan be confidential?

Yes, your personal information is kept secure, and we store your items in a high-security safe.

Do I need good credit?

No, the only requirement for a loan is the item being pawned, credit scores do not play a role.

How much can I borrow?

Loan amounts vary based on the item's resale value, ranging from $5 to $1,000,000.

How long are the loans for?

Loans are typically for 90-day terms with options to extend.

Can Phoenix Pawn & Guns buy items?

Yes, we can either purchase your item or offer a pawn loan.

What are the interest rates?

Interest rates are set by the State of Arizona, and we strive to offer competitive rates.

How fast can I get the money?

You can receive cash within minutes after appraisal and minimal paperwork.

What types of loans do you offer?

We offer title loans, personal loans, and installment loans.

How can I apply for a loan?

You can apply online through our website or visit any of our local branches.

What do I need to bring to apply for a title loan?

You will need your vehicle title, valid ID, proof of income, and proof of residence.

Is there a credit check for title loans?

While some loans may require a credit check, we offer options that don’t depend heavily on your credit score.

PawnShopz | Discover pawn shops in Arizona, Avondale

pawn shops in Arizona, Avondale

Alma School Pawn & Gold

phone language pawn shop

Closing in 0 hours ⌁ 13.4km

7 years in business

Tempe Pawn and Gold

phone language Pawn Shop

Closed today ⌁ 7.1km

6 years in business

Bullion & Coin Exchange

phone language gold dealer

Closed today ⌁ 16.9km

At Bullion & Coin Exchange is operat..

B & B Pawn and Gold

phone language Pawn Shop

Closed today ⌁ 17.8km

13 years years in business

Liberty Pawn & The Jewelry Buyers

phone language pawn shop

Closed today ⌁ 11.5km

7 years in business

Arizona Firearms

phone language pawn shop

Closed today ⌁ 3.7km

Not found

Valley Goldmine

phone language Gold Buyer

Closed today ⌁ 2.7km

As seen on ABC News

Phoenix Pawn and Guns

phone language pawn shop

Closed today ⌁ 11.6km

20 years in business

Southwest Title Loans

phone language title loans

Closed today ⌁ 22.6km

8 years in business

Goodyear Gold Buying & Bullion Exchange

phone language Gold Buyer

Closed today ⌁ 37.0km

← Previous Page 2 of 6 Next →

Loading related articles...

pawn shops in Arizona, Avondale

Alma School Pawn & Gold

Tempe Pawn and Gold

Bullion & Coin Exchange

B & B Pawn and Gold

Liberty Pawn & The Jewelry Buyers

Arizona Firearms

Valley Goldmine

Phoenix Pawn and Guns

Southwest Title Loans

Goodyear Gold Buying & Bullion Exchange

Related articles: