What are the eligibility requirements for a Fundi Loan?

To qualify for a Fundi Loan, you must have an active bank account with at least 30 days of transaction history, be a resident of Mississippi, and be at least 18 years old.

What fees can I expect with a Fundi Loan?

Fees typically range from 20% to 21.95% of the amount borrowed. For example, if you borrow $100, you would repay $120.

How does the repayment process work?

Repayment is simple. Payments will be automatically withdrawn on your due date.

Are there any fees for missed payments?

There are no fees for initial failed payments, but returned payments are subject to a $30 NSF fee if past due.

What services does Advantage Pawn offer?

We offer cash loans on valuable items, and sell items including jewelry, electronics, and musical instruments.

What do I need to get a pawn loan?

You need to bring a driver’s license or government-issued ID, and be at least 18 years old. You must also bring the item you wish to pawn.

What types of items can be used as collateral for a pawn loan?

Common items include diamond and gold jewelry, electronics, tools, musical instruments, firearms, and more.

How much can I borrow?

The loan amount depends on the value of your item, which is assessed by one of our specialists.

Can you give me a quote over the phone?

We can provide a ballpark figure, but a final valuation can only be made in-person.

How long do I have to pay back the loan?

There’s no time limit as long as monthly charges are paid.

How do I get my item back?

By paying off the loan and any interest, or surrendering the item if you cannot repay.

Do you purchase items?

Yes, we buy various items and pay high prices for gold.

What kind of items do you have for sale?

We sell jewelry, TVs, computers, firearms, and more.

Yes, you can place an item on layaway for just 10% down.

Do you offer any other services?

Yes, we provide jewelry repair and cleaning.

What types of jewelry do you repair?

We repair all types of jewelry, including resizing rings, fixing broken chains, and restoring vintage pieces.

Do you buy gold, silver, and diamonds?

Yes, we are licensed buyers of gold, silver, and diamonds, offering same-day payment.

Do you offer custom jewelry design services?

Absolutely! We specialize in creating custom jewelry tailored to your vision using advanced design technology.

What types of loans does Shelby Finance offer?

Shelby Finance offers installment loans ranging from $202.75 to $1,785.50, tailored to help with various financial needs.

How quickly can I receive my funds?

Qualified borrowers can receive same-day funding availability upon approval.

What do I need to apply for a loan?

To apply, you'll need a valid government-issued ID, proof of income, recent bank statements, proof of residence, and your Social Security card.

What types of items can I pawn or sell?

You can pawn or sell a variety of items including gold, diamonds, jewelry, watches, electronics, and more.

Are your loan processes complicated?

No, our pawn loans are designed to be simple and quick, offering cash without lengthy applications or credit checks.

Do you offer jewelry repair services?

Yes, we have experienced jewelry repair specialists who can handle any repair job.

What time do you close?

Our hours are Tuesday to Friday from 10 AM to 5 PM and Saturday from 10 AM to 3 PM. We are closed on Mondays and Sundays.

Do you replace watch batteries?

Absolutely! Most batteries are replaced while you wait. If you prefer, you can pick up your watch later.

How long will it take to repair my jewelry?

Jewelry repairs are finished as quickly as possible, typically within 3 to 4 days for most repairs, with some intricate ones taking up to 2 weeks.

Do you appraise jewelry and watches?

Yes! We provide appraisal services for jewelry and watches.

Is my jewelry insured while it is in for repair?

Yes! Your jewelry is insured by Jewelers Mutual Insurance Company while it is in our care.

Where are you located?

Our address is 2037 Exeter Road, Suite 1, Germantown, TN - 38138.

What is the difference between a personal loan and an installment loan?

Personal loans encompass various types, including installment loans, which allow you to repay the borrowed amount over a set period in installments.

Can I use a personal loan to consolidate my credit card debt?

Yes, personal loans are often used to consolidate credit card debt, streamlining your repayment process and possibly lowering your interest rate.

How quickly can I get approved for a personal or installment loan?

Approval can typically be granted within one business day at Central Loan & Finance.

What documents do I need to apply for a personal or installment loan?

You will need to provide proof of residence, financial information, identification, and other relevant documents necessary for your application.

Can a personal or installment loan help me improve my credit score?

Yes, making timely payments on a personal or installment loan can help build a strong credit history and improve your credit score.

Why is 1 Stop Pawn Shop so popular?

1 Stop Pawn Shop has earned a reputation as the go-to pawn shop in the Greater Memphis Area, particularly in West Memphis, due to our friendly, family-like atmosphere and fair deals. Our diverse offerings range from collectibles to firearms, ensuring that customers find quality merchandise.

What types of firearms can I purchase at 1 Stop Pawn Shop?

1 Stop Pawn Shop offers a wide selection of firearms including rifles, handguns, and shotguns. Our knowledgeable staff is on hand to help you find the perfect match for your needs.

Can I sell my guns or accessories at 1 Stop Pawn Shop?

Yes! We welcome individuals looking to sell firearms or accessories. Our team provides fair appraisals and competitive offers.

What should I expect when visiting 1 Stop Pawn Shop for the first time?

Expect a warm welcome and personalized service from our knowledgeable staff. We aim to make your first visit memorable and assist you in navigating our inventory with ease.

PawnShopz | Discover pawn shops in Arkansas, West Memphis

pawn shops in Arkansas, West Memphis

Fundi Loans

phone language short-term loans

Closed today ⌁ 12.0km

1 years in business

Dabb's Gun & Pawn

phone language pawn shop

Closed today ⌁ 12.5km

12 years in business

Advantage Pawn

phone language pawn services

Closed today ⌁ 9.2km

3 years in business

Hammer Jewelers

phone language Jewelry Repair

Closed today ⌁ 23.7km

143 years in business

Shelby Finance Company

phone language personal loans

Closed today ⌁ 5.0km

Shelby Finance in Memphis, TN, offer..

Southern Pawn & Jewelry

phone language pawn shop

Closed today ⌁ 1.4km

At Southern Pawn & Jewelry you can s..

DeAngelis Jewelers

phone language fine jewelry

Closed today ⌁ 11.6km

35 years years in business

Central Loan & Finance Co.

phone language personal loans

Closed today ⌁ 5.9km

Central Loan & Finance is here to se..

A Coin & Silver Shop LLC

phone language coin dealer

Closed today ⌁ 6.6km

We buy, sell, & appraise gold and si..

1 Stop Pawn Shop

phone language pawn shop

Closed today ⌁ 27.0km

3 years in business

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Loading related articles...

pawn shops in Arkansas, West Memphis

Fundi Loans

Dabb's Gun & Pawn

Advantage Pawn

Hammer Jewelers

Shelby Finance Company

Southern Pawn & Jewelry

DeAngelis Jewelers

Central Loan & Finance Co.

A Coin & Silver Shop LLC

1 Stop Pawn Shop

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