What is the Official Cash Rate (OCR)?

The OCR is the interest rate set by the Reserve Bank of New Zealand that influences the wider economy, particularly in terms of inflation and employment.

How can I improve my credit score easily?

You can improve your credit score in several straightforward steps, including paying bills on time, reducing debt, and regularly checking your credit report.

What should I consider when buying my first boat?

It's crucial to check for fraud and ensure that ownership details are clarified since boats do not have a recording system like vehicles do.

What are common finance jargons?

Many industry terms like APR, collateral, and secured loans can often confuse consumers. It's essential to decode these terms for better understanding.

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