Is this a cash advance?

Yes, this is a Cash Advance in the form of an Installment Loan Agreement. An installment loan is repaid with a fixed number of periodic payments due on specific paydates.

Why would an Installment Loan be best for me?

Installment Loans have no hidden fees, fixed payments that aid budget management, and allow for early repayment without penalties, providing greater financial comfort.

Is My Loan Secure and Confidential?

Yes, we conduct all transactions on a secure SSL server utilizing industry standards.

Loan limits vary based on direct deposited income, up to $1,500. Customers should ideally not borrow more than 30% of their monthly net income.

What if I'm on a fixed income?

We welcome Social Security, Disability, or Pension recipients to apply, and they will not be disapproved due to fixed income status.

Can I get the loan if my credit is not perfect?

Yes, perfect credit is not a requirement. All applicants are considered without a credit pull.

What is the term of my loan?

Loan terms vary but usually align with income dates.

Can I get an extension on my loan?

Yes, a 5-day courtesy extension can be requested with no additional fee, available once per loan.

How much money can I borrow, and what are your fees?

Loans range from $200 to $1,500. Fees vary from $10 to $30 per $100 borrowed, with an APR between 200% and 500%.

How will I know if I'm approved?

You will be contacted by one of our Loan Managers or will receive an email notification to complete the application.

Which states do you solicit business in?

We are a licensed installment lender in Utah.

What types of jewelry can I find at Dolabany Jewelers?

We offer a wide selection of fine jewelry including engagement rings, wedding bands, pendants, earrings, and a variety of designer collections.

Do you buy gold and other valuables?

Yes, we buy gold and other valuable items. We provide fair market value for your items and ensure a transparent process.

What are your store hours?

Our store hours are Tuesday to Thursday from 11:00 AM to 6:00 PM, Friday from 10:00 AM to 6:00 PM, Saturday from 10:00 AM to 5:00 PM, and we are closed on Mondays and Sundays.

What is a payday loan?

A payday loan is a short-term loan against your next paycheck, typically with high fees and interest rates.

How can I get a payday loan in Contoocook?

Check with local lenders or use online services that cater to your area for payday loans.

Are cash advances on credit cards a good idea?

Cash advances can be costly due to high interest rates, so they should be used cautiously.

Do I need an appointment to visit?

We are appointment only Tuesday to Friday, but appointments are not necessary on Saturdays, although they are highly recommended.

What services do you offer?

We offer custom jewelry design, repairs, appraisals, and more.

What types of jewelry do you offer?

We offer a wide selection of jewelry, including engagement rings, wedding bands, necklaces, bracelets, earrings, and estate jewelry.

Yes, we buy old gold and guarantee the best value for your precious items.

Can I inspect diamonds before purchasing?

Absolutely! All diamonds can be inspected under our binocular Gemscope, and we provide GIA certified diamonds.

What types of items do you buy?

We buy gold, silver, coins, fine jewelry, watches, and currency.

Do I need to make an appointment?

Walk-ins are welcome, but you can also schedule a private consultation or home visit.

What are your store hours?

We are open Monday to Tuesday and Thursday to Saturday from 11:00 AM to 5:00 PM. We are closed on Wednesdays and Sundays.

How can I sell my gold for cash?

Selling your gold for cash can be done through local gold buyers or pawn shops. At Gold Refinery, we provide a straightforward process to evaluate and purchase your gold.

What types of jewelry do you buy?

We buy a variety of jewelry including gold, diamond, silver, and watches, along with repairing services for any pieces needing restoration.

Do you offer free estimates?

Yes, we offer free quotes on your jewelry evaluation to help you understand its worth before you decide to sell.

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