Will applying for a payday loan impact my credit?

Payday loans are typically not reported to the three major credit reporting agencies, and most lenders do not conduct credit checks as part of their application process.

What do I need to apply for a payday loan?

To apply for a payday loan in North Dakota, you typically need to provide proof of income, such as a pay stub or bank statement, and personal information like your name, address, Social Security number, employment details, and banking history.

Can I cancel my payday loan?

North Dakota law allows borrowers to cancel their payday loan by 5 p.m the next business day without penalty or interest by notifying the lender.

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