What is required to apply for a car title loan?

To apply for a car title loan, you need to fill out an application, provide proof of car ownership (the title), a valid driver’s license, and proof of car insurance.

How long does it take to get approved for a title loan?

Approval for a title loan typically takes about 30 minutes.

Is my credit score a factor in getting a title loan?

No, your credit score does not affect the approval process for a car title loan.

What types of items can I sell?

We buy gold jewelry, gold coins, bullion, watches, and other valuable items.

Do you offer loans against gold?

Yes, we provide loans using gold as collateral, giving you quick access to cash.

What kind of items do you buy?

We buy new and used gold jewelry, pendants, coins, and bars. We also accept broken items.

How do you determine the price of my gold?

We test and weigh all items on-site to provide you with a fair and accurate price based on market conditions.

Can I sell my gold even if it's broken?

Absolutely! We buy gold items in any condition, including broken pieces.

Do I need to make an appointment to sell my gold?

Drop-ins are welcome, but you can also schedule a private appointment if you prefer.

How do I apply for financing?

You can apply by calling our advisors at 888-565-6692, downloading our credit applications, or submitting your contact information online and waiting for the next available advisor to reach out.

Do you finance start-up businesses?

Yes, we offer a variety of programs specifically tailored for start-up businesses.

How long does it take to get funded?

Funding times vary; some equipment financing programs can fund in as little as 48 hours, while some working capital programs can fund in under 24 hours, depending on qualifications.

Can I finance used equipment?

Yes, we provide financing for used equipment, with specific guidelines depending on if the seller is a dealer or a private party.

What if I have bad credit? Can I still obtain financing?

Absolutely! We have programs designed for business owners who have challenging credit, including those with recent bankruptcies or repossessions.

What is a title loan?

A title loan is a secured loan where borrowers can use their vehicle's title as collateral to borrow funds.

How do I qualify for a title loan?

To qualify, you typically need to own a vehicle that is paid off, provide the vehicle title, and meet certain income requirements.

How soon can I receive my cash?

Cash can often be received the same day after approval, especially if everything is submitted by 3 PM PT.

Do you offer loans to people with bad credit?

Yes, Champion Cash Loans specializes in providing title loans to individuals with bad credit histories.

What types of items can I pawn or sell at Westminster Pawn?

You can pawn or sell a variety of items, including electronics, jewelry, designer bags, and collectibles.

How does the pawn loan process work?

You bring your item to Westminster Pawn, where we evaluate its worth. A loan amount is determined, and if you accept, you'll receive cash instantly.

What can I use as collateral for pawn loans?

You can use various valuable items including jewelry, watches, handbags, and collectibles as collateral for pawn loans.

What services do you offer?

We offer watch and jewelry repair services, collateral loans, and we buy luxury items.

How can I get a quote for my items?

You can call us to discuss your items or visit our store, but currently, we only take appointments for selling.

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