What services do you offer?

We provide various loan-related services including home loans, home improvement loans, debt consolidation, and personal loans for individuals with bad credit.

How can I apply for a loan?

You can apply for a loan by visiting our website and filling out the application form or by contacting one of our representatives.

What do I need to qualify for a loan?

Qualification requirements vary by loan type, but generally include proof of income, credit history, and identification.

Is there any assistance for low-income individuals?

Yes, we have specific debt relief solutions tailored for low-income individuals to help them regain financial stability.

What items do you accept for loans?

We accept a variety of items including gold, high-end handbags, upscale watches, recent electronics, power tools, and even vehicles (with certain requirements).

Do I need good credit to get a loan?

No, our loans are collateral based, meaning no credit check is required. You just need to provide a valuable item as collateral.

How long can I keep my loan?

The typical loan term is 120 days, with the option to renew if needed.

What happens if I lose my loan ticket?

If you lose your loan ticket, there is a fee of up to $10 to redeem or renew your property.

What do I need to qualify for a car title loan?

To qualify, you need a clean and clear pink slip for your vehicle, which must be paid off and have no liens against it.

How long does it take to get approved?

You can receive a preliminary approval within 15 minutes, and if everything is in order, you can get cash within one business day.

What is the maximum amount I can borrow?

Loan amounts typically range from $1,000 to $15,000, depending on your vehicle's value and your ability to repay.

Yes, you can fill out the application online, over the phone, or in person at our Southern California location.

What if I have bad credit?

Bad credit is not an issue for approval as long as you have equity in your vehicle.

What types of watches do you buy?

We buy luxury watches from both new and vintage collections, including brands like Rolex, Patek Philippe, Omega, and many others.

How is the value of my watch determined?

The value is determined based on brand reputation, condition, age, and current market demand.

Do I need to make an appointment to sell my watch?

While appointments are not necessary, they are recommended to ensure a smooth and timely appraisal.

What is required to apply for a car title loan?

To apply for a car title loan, you need to fill out an application, provide proof of car ownership (the title), a valid driver’s license, and proof of car insurance.

How long does it take to get approved for a title loan?

Approval for a title loan typically takes about 30 minutes.

Is my credit score a factor in getting a title loan?

No, your credit score does not affect the approval process for a car title loan.

What types of items can I sell?

We buy gold jewelry, gold coins, bullion, watches, and other valuable items.

Do you offer loans against gold?

Yes, we provide loans using gold as collateral, giving you quick access to cash.

What kind of items do you buy?

We buy new and used gold jewelry, pendants, coins, and bars. We also accept broken items.

How do you determine the price of my gold?

We test and weigh all items on-site to provide you with a fair and accurate price based on market conditions.

Can I sell my gold even if it's broken?

Absolutely! We buy gold items in any condition, including broken pieces.

Do I need to make an appointment to sell my gold?

Drop-ins are welcome, but you can also schedule a private appointment if you prefer.

How do I apply for financing?

You can apply by calling our advisors at 888-565-6692, downloading our credit applications, or submitting your contact information online and waiting for the next available advisor to reach out.

Do you finance start-up businesses?

Yes, we offer a variety of programs specifically tailored for start-up businesses.

How long does it take to get funded?

Funding times vary; some equipment financing programs can fund in as little as 48 hours, while some working capital programs can fund in under 24 hours, depending on qualifications.

Can I finance used equipment?

Yes, we provide financing for used equipment, with specific guidelines depending on if the seller is a dealer or a private party.

What if I have bad credit? Can I still obtain financing?

Absolutely! We have programs designed for business owners who have challenging credit, including those with recent bankruptcies or repossessions.

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