What is a viatical settlement?

A viatical settlement is a financial arrangement where individuals with a terminal illness sell their life insurance policy for a lump sum that is less than the total death benefit but more than the cash surrender value.

How does the Living Benefit Loan work?

Our Living Benefit Loan program allows you to borrow against your existing life insurance policy, providing the funds you need for medical expenses or living costs without having to sell your policy.

What documentation do I need to apply for a loan?

To apply for a loan with Life Credit Company, you will generally need your life insurance policy details, identification, medical history, and any relevant financial documents.

What services do you offer?

We provide a wide range of services including jewelry appraisals, repairs, and custom engraving.

Do you offer financing options?

Yes, we offer jewelry financing and layaway plans to help you make your purchases more manageable.

Can you help with watch repairs?

Absolutely! We specialize in watch repair services, particularly for Rolex and other luxury brands.

What items do you buy?

We purchase gold, jewelry, watches, musical instruments, and electronics among others.

What are your loan hours?

We are open for collateral based loans during our operating hours on Tuesday, Wednesday, Friday, and Saturday.

What services does DCL Jewelry & Loan offer?

DCL Jewelry & Loan offers cash loans, custom jewelry design, jewelry and watch repair, buying and selling gold, silver, designer handags, and luxury watches.

How do I schedule an appointment?

Appointments can be made by calling us at +1-858-324-0064.

What types of items do you accept for loans?

We accept various luxury items, including jewelry, designer handbags, and watches for collateral loans.

Can I get a title loan without bringing in my car?

It is often possible to secure a title loan without bringing your vehicle; however, specific requirements vary by lender.

Can you get a title loan with bad credit in Minnesota?

Yes, title loans are available for individuals with bad credit since they are secured by your vehicle's title.

What is an APR disclosure for title loans?

The APR disclosure outlines the total cost of borrowing over a year, providing a clear understanding for borrowers.

What types of firearms do you handle?

We handle all types of firearms, from handguns to rifles, and can help with both large estates and individual sales.

Can I consign my firearm with you?

Absolutely! We offer the lowest consignment rates in Southern California.

Do you offer firearm education for first-time buyers?

Yes, we provide guidance to ensure you find a firearm that fits your needs and comfort level.

PawnShopz | Discover pawn shops in California, Chula Vista

pawn shops in California, Chula Vista

Life Credit Company

phone language medical loans

Opens at 10:00 AM ⌁ 19.0km

13 years in business

Bert Levi Family Jewelers

phone language engagement rings

Opens at 10:00 AM ⌁ 19.0km

18 years in business

Poway Jewelry & Loan

phone language collateral based loans

Opens at 10:00 AM ⌁ 1.8km

Poway Jewelry & Loan (formerly known..

DCL Jewelry & Loan

phone language pawn shop

Opens in 3 hours ⌁ 0.6km

14 years in business

Poway Coins and Currency

phone language coin dealer

Opens at 10:00 AM ⌁ 6.0km

4 years in business

Minnesota Title Loans

phone language title loans

Opens at 10:00 AM ⌁ 8.9km

12 years in business

SoCalGunBroker

phone language firearm liquidation

Opens at 10:30 AM ⌁ 24.4km

2 years in business

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