What is required to apply for a car title loan?

To apply for a car title loan, you need to fill out an application, provide proof of car ownership (the title), a valid driver’s license, and proof of car insurance.

How long does it take to get approved for a title loan?

Approval for a title loan typically takes about 30 minutes.

Is my credit score a factor in getting a title loan?

No, your credit score does not affect the approval process for a car title loan.

What types of items can I sell?

We buy gold jewelry, gold coins, bullion, watches, and other valuable items.

Do you offer loans against gold?

Yes, we provide loans using gold as collateral, giving you quick access to cash.

What services do you provide?

We offer a wide range of services including cash loans, cash for gold, buying and selling electronics, jewelry repair, and more.

Do you buy musical instruments?

Yes, we buy and sell musical instruments in addition to other valuable items.

What are your business hours?

Our business hours are Monday to Saturday from 9:00 AM to 7:00 PM, and we are closed on Sundays.

What types of items do you buy?

We buy gold and silver jewelry, antique and estate jewelry, designer handbags, numismatic coins, and GIA certified diamonds and gemstones.

What are your loan services like?

We provide short term loans with competitive rates, ensuring a secure and simple process for our clients.

Can I sell my jewelry without making an appointment?

Yes, you can walk in without an appointment to sell your jewelry and receive a quick evaluation.

What types of loans do you offer?

We offer payday loans up to $1,000, installment loans up to $5,000, and personal loans up to $35,000.

How quickly can I receive my funds?

All requests are processed within 24 hours, and funds can be available as soon as the next business day.

What are the interest rates on your loans?

Interest rates vary by loan type; payday loans have APRs ranging from 200% to 1386%, while personal loans can range from 4.99% to 450%.

Can I get a loan with bad credit?

Yes, we connect you with lenders that consider various factors including your credit history.

What types of items can I pawn or sell?

You can pawn or sell a wide variety of items including jewelry, firearms, musical equipment, tools, and electronics.

How long are the pawn loans?

Our pawn loans typically last for 4 months.

Can I buy used items from your store?

Yes, we offer a large selection of used items, including jewelry, tools, musical equipment, and electronics available for sale.

Do I need a permit to pawn firearms?

No permit is needed for pawning firearms, but you can acquire your Firearm Safety License at our store.

What is a payday loan?

A payday loan is a small, short-term cash advance usually under $1,000, backed by future income. It's typically for emergencies; using them for regular bills is not advised.

What is an installment loan?

An installment loan is a short-term cash advance usually under $5,000, paid back in scheduled payments. It is also backed by future income.

What is a personal loan?

A personal loan is a no-collateral loan up to $35,000, similar to a line of credit, typically used for debt consolidation or paying off high interest credit cards.

How does ZZ-Cash.com work?

ZZ-Cash.com is a loan matching service that connects consumers with independent lenders. After submitting a simple form, your information is shared with potential lenders.

How quickly could I receive my payday loan?

If approved, you could receive funds in your bank account as early as the next business day, depending on your lender and financial institution.

What are the minimum requirements to apply for a loan?

Typical requirements include being at least 18 years old, a U.S. citizen, having a checking account with direct deposit, and a regular income of at least $1,000 per month.

Is my information secure?

ZZ-Cash.com employs state-of-the-art security measures, including 128-bit encryption to ensure your information remains secure.

What happens if I cannot repay my loan?

Penalties for non-repayment vary by lender, but may include late fees or being sent to collections. Always consult your lender to understand the consequences.

What types of loans do you offer?

We offer payday loans, installment loans, and cash advances to cater to various financial needs.

How quickly can I receive funds?

Funding times vary, but we strive to process applications quickly and provide funds as soon as possible.

Is there a credit check involved?

Yes, by submitting a request, you authorize credit checks as part of our loan application process.

What should I consider before borrowing?

Always review the loan terms carefully, including interest and fees. Borrowing should only meet short-term needs.

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