What are the business hours of S/M Jewelry?

S/M Jewelry operates Monday through Friday from 10:30 AM to 4:00 PM. Saturdays and Sundays are available by appointment only.

Can I get an estimate before selling my jewelry?

Yes, S/M Jewelry offers evaluations where you can get an estimate before deciding to sell.

Is there a coupon available for additional discounts?

Absolutely! S/M Jewelry has online coupons available that can give you an extra percentage off on your sale.

What types of items do you buy?

We buy gold and silver jewelry, antique and estate jewelry, designer handbags, numismatic coins, and GIA certified diamonds and gemstones.

What are your loan services like?

We provide short term loans with competitive rates, ensuring a secure and simple process for our clients.

Can I sell my jewelry without making an appointment?

Yes, you can walk in without an appointment to sell your jewelry and receive a quick evaluation.

What types of items do you buy?

We buy gold, silver, diamonds, coins, and various jewelry pieces.

Do I need to make an appointment to sell my items?

No appointment is necessary; you can walk in anytime during our business hours.

Is there a limit on how much I can sell?

There is no limit, and we welcome all sizes of transactions!

Do you offer cash for gold?

Yes, we offer cash for gold based on current market rates.

What types of items can I pawn or sell?

We accept various items including jewelry, electronics, designer handbags, musical instruments, and more.

How long does the loan process take?

The loan process is quick and efficient—you can receive cash on the spot in just a few minutes.

Do you offer free estimates?

Yes! Bring in your items for a free estimate and our expert staff will assist you.

What types of loans do you offer?

We offer payday loans up to $1,000, installment loans up to $5,000, and personal loans up to $35,000.

How quickly can I receive my funds?

All requests are processed within 24 hours, and funds can be available as soon as the next business day.

What are the interest rates on your loans?

Interest rates vary by loan type; payday loans have APRs ranging from 200% to 1386%, while personal loans can range from 4.99% to 450%.

Can I get a loan with bad credit?

Yes, we connect you with lenders that consider various factors including your credit history.

What should I bring to sell gold or jewelry?

Please bring valid identification along with your gold or jewelry items to complete the sale process.

Yes, we also purchase diamonds and other precious stones.

What forms of payment do you offer?

We provide cash payments on the spot for all transactions.

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