How does your pawn shop work?

Zak’s Pawn Shop lends money on many items of value, including electronics, gold, diamond jewelry, musical instruments, tools, and household items. We primarily focus on high-end items that hold their value and can be securely stored in our vault. Customers provide collateral to secure a loan, with average pawn loans typically ranging from $70 to $100, but can vary from $20 to several thousand dollars based on the collateral's value.

Why would someone go to your pawn shop to get a loan?

Our loan process is akin to that of other lending institutions, with differences including the size of the loan and the retention of the collateral until the loan and interest are fully repaid.

What’s your item foreclosure procedure?

Items will not go into foreclosure as long as payments are made on time.

Do most of your pawning customers lose their merchandise?

No, we maintain a 10% foreclosure rate, largely due to our extended repayment terms and lower interest rates compared to many competitors.

How can I be sure the merchandise I purchase at your pawn shop isn’t stolen?

We report all items purchased to the Los Angeles Police Department’s Pawn Section daily, ensuring that you are not buying stolen goods.

What’s the difference between buying at a pawn shop versus buying at a retail store?

The primary differences lie in cost and selection, with our prices averaging 60% lower than retail store prices.

What should I bring to pawn my items?

You should bring a government-issued ID, the item you want to pawn or sell, and any documentation that proves ownership.

Can I negotiate the loan amount for my items?

Yes, we are open to negotiation based on the condition and market value of your item.

What types of items do you accept for pawn?

We accept a variety of items including jewelry, electronics, tools, and musical instruments.

Is there a time limit on loans?

Yes, our standard loan terms are typically 30 days, but we can discuss extensions if needed.

Do you offer free estimates on items?

Certainly! We provide free appraisals for all items you wish to pawn or sell.

What can I get a payday loan for?

Payday loans can be used for various expenses such as emergency bills, unexpected medical costs, or any urgent financial needs.

How much can I borrow?

SwiftLoanSpot offers payday loans up to $1,000, depending on your state laws and your financial situation.

Is there a credit check for the application?

No, SwiftLoanSpot does not perform hard credit checks for payday loans, making it accessible even for those with bad credit.

How quickly can I get my loan?

SwiftLoanSpot offers instant funding, with many customers receiving their funds on the same day as their application.

What should I bring when selling my gold?

When selling your gold, please bring any identification and the gold items you wish to sell. It’s also helpful to bring any certificates or appraisals you might have.

Do you offer free appraisals?

Yes! We offer free appraisals for all your gold and silver items.

What types of gold do you buy?

We buy a variety of gold including jewelry, coins, bullions, and dental gold.

What types of valuables do you buy?

We purchase gold, silver, jewelry, coins, antiques, collectibles, and sporting goods.

What are your business hours?

We are open 7 days a week! Monday to Saturday from 9:30 AM to 6:00 PM, and Sunday from 10:00 AM to 4:00 PM.

Do I need an appointment to sell my items?

No, appointments are not necessary. Feel free to walk in during our business hours.

How quickly can I receive payment for my items?

Payments are made immediately upon agreement on the price.

What types of loans do you offer?

We offer personal loans, payday loans, installment loans, and car title loans.

Can I apply for a loan if I have bad credit?

Yes, we provide loan options for individuals with various credit histories, including bad credit.

How quickly can I receive funds after approval?

Once approved, you can typically receive funds within one business day through direct deposit.

Do I need to provide collateral for a loan?

Collateral is only required for certain types of loans such as car title loans.

What types of items can I pawn at Azusa Pawn?

You can pawn a variety of items including gold, silver, jewelry, electronics, musical instruments, designer handbags, and more.

What are the business hours for Azusa Pawn?

We are open Monday to Saturday from 9:00 AM to 6:00 PM and closed on Sundays.

Do you charge any fees?

No, we do not charge fees for making a loan request with Pheabs. We work on a commission basis with our lending partners and may receive a commission if your submission is successful. However, you will not be charged anything by Pheabs for your enquiry.

What is a payday loan?

A payday loan is designed to cover short-term and emergency expenses. You receive the money upfront as a lump sum and repay it in full on your next payday. At Pheabs, you can borrow between $100 and $35,000, depending on your credit score and income.

To be eligible for a loan with Pheabs, you must be a US citizen, at least 18 years old, have a live checking account, and earn at least $800 per month. Bad credit is taken into consideration.

How long does it take to submit a loan enquiry?

Submitting a loan enquiry is completely online and can take less than 5 minutes. You will receive an instant decision on the screen, and if successful, funds can be transferred within 24 hours or the next business day.

Will this impact my credit score?

No, making a loan submission will not negatively affect your credit score. While a credit check will be performed, it only impacts your score if you fail to make repayments on time.

How do repayments work?

Repayments are collected automatically from your bank account on a scheduled date. You will receive reminders before the repayment date to help you stay on track.

What items do you accept for pawning?

We accept gold, scrap gold, diamonds, electronics, laptops, musical instruments, and powered tools.

What are your business hours?

We are open Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 4:00 PM. We are closed on Sundays.

PawnShopz | Discover pawn shops in California, La Habra

pawn shops in California, La Habra

Zak's Pawn Shop

phone language pawn shop

Opens at 9:00 AM ⌁ 21.1km

We loan on anything of value, Restri..

Diamond Jewelry & Loan Pawn Shop

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8 years in business

SwiftLoanSpot

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phone language cash for gold

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Avalon Pawn Shop and Jewelry

phone language pawn shop

Opens at 10:00 AM ⌁ 3.3km

8 years years in business

Instant Loans USA

phone language quick cash

Opens in 3 hours ⌁ 21.3km

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Azusa Mega Pawn

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7 years years in business

Pheabs

phone language Bad Credit Loans

Closed today ⌁ 14.1km

Need To Borrow Money? Borrow $300, $..

Platinado Pawn Shop

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Opens at 10:00 AM ⌁ 9.2km

Platinado Pawn Shop. Si, Hablamos Es..

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