What are payday loans?

Payday loans are short-term loans intended to cover urgent expenses until your next paycheck.

What do I need to apply for a payday loan?

Typically, you need to provide proof of income, a valid ID, and a bank account.

What items do you buy?

We purchase gold, diamonds, estate jewelry, broken gold pieces, dental gold, sterling silver flatware, and fine watches.

How long has San Diego Jewelry & Loan been in business?

We have been serving our community since 1992.

What are your store hours?

Our store hours are Monday to Friday from 10:00 AM to 4:00 PM, Saturday from 10:00 AM to 3:00 PM, and we are closed on Sundays.

What types of items can I buy at the pawn shop?

You can find a variety of pre-owned items including electronics, jewelry, instruments, and more.

How do pawn loans work?

Pawn shops offer short-term loans using your valuable items as collateral. Ensure you can repay the loan on time to keep your item.

Can I negotiate prices at the pawn shop?

Yes, unlike traditional retail stores, pawn shops often allow price negotiation, so don't hesitate to make an offer.

What types of loans do you offer?

We offer payday loans, personal loans, title loans, installment loans, allotment loans for federal employees, and tribal loans.

What is the range of loan amounts?

You can borrow anywhere from $100 to $35,000 depending on the type of loan and lender.

Are there any restrictions on who can apply?

Residents of Arkansas, New York, New Hampshire, Vermont, and West Virginia are not eligible for our services.

How quickly can I receive my funds?

Cash transfer times vary by lender, but approvals can often be received quickly.

What are the criteria used for selecting family-friendly places?

The selection is based on job opportunities, cost of living, safety, accessibility, and recreational facilities.

Why is the cost of living important when selecting a neighborhood?

Understanding the cost of living helps families evaluate their financial capacity to maintain a desired standard of living.

Are there resources for families new to California?

Yes, there are various community resources and support systems available across California for families moving in.

Do you have minimums for selling gold and silver?

Yes, we buy gold with a 1/2 ounce minimum (net gold content, all items combined) and silver with a 50 ounce minimum (net silver content, all items combined).

Do you buy gemstones or diamonds set in jewelry?

Yes, we buy gold jewelry with or without set diamonds and other gemstones.

Do you buy gold from the public?

Yes, we do buy gold from the public, but valid personal identification is required for all transactions.

Can I use my IRA funds to purchase precious metals?

Yes, you can use your IRA funds to purchase precious metals.

What is the best time to sell my gold?

We are open Monday through Friday for walk-ins from 9 AM to 5 PM.

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