What items do you accept for loans?

We accept a variety of items including gold, high-end handbags, upscale watches, recent electronics, power tools, and even vehicles (with certain requirements).

Do I need good credit to get a loan?

No, our loans are collateral based, meaning no credit check is required. You just need to provide a valuable item as collateral.

How long can I keep my loan?

The typical loan term is 120 days, with the option to renew if needed.

What happens if I lose my loan ticket?

If you lose your loan ticket, there is a fee of up to $10 to redeem or renew your property.

What do I need to qualify for a car title loan?

To qualify, you need a clean and clear pink slip for your vehicle, which must be paid off and have no liens against it.

How long does it take to get approved?

You can receive a preliminary approval within 15 minutes, and if everything is in order, you can get cash within one business day.

What is the maximum amount I can borrow?

Loan amounts typically range from $1,000 to $15,000, depending on your vehicle's value and your ability to repay.

Yes, you can fill out the application online, over the phone, or in person at our Southern California location.

What if I have bad credit?

Bad credit is not an issue for approval as long as you have equity in your vehicle.

What types of items do you buy?

We buy a large range of items including jewelry, electronics, musical instruments, and tools.

How much can I get for my pawn items?

We pay more for your pawn items compared to other shops, ensuring you get a fair deal.

What are your business hours?

We are open every day from 9:00 AM to 7:00 PM.

What is the minimum order amount?

The minimum order amount is $75.00.

How can I return an item?

If you’re not satisfied for any reason, please call for a Return Authorization number. Have your original invoice ready.

What payment methods do you accept?

We accept VISA, MasterCard, American Express, cash, and cashier's checks.

What are your shipping methods?

We use UPS, FedEx, and U.S. registered mail, or can comply with your shipping preferences.

What is a payday loan?

A payday loan is a short-term loan intended to cover urgent expenses until the next payday.

How quickly can I get approved?

You can often get approved within minutes after submitting your application.

Do I need good credit to qualify for a payday loan?

No, many payday loans are available for individuals with bad credit.

What are the fees involved?

Fees vary by lender, but there may be charges associated with processing the loan.

What types of items do you accept for loans?

We accept a wide range of items including jewelry, electronics, musical instruments, tools, and more.

Do you perform credit checks for loans?

No, we do not check your credit score for loans.

What are your business hours?

We are open Monday through Saturday from 9:00 AM to 5:00 PM and closed on Sundays.

Is there a warranty on the products purchased?

Yes, all our products come with a warranty.

What is a Short Term Loan?

A short term loan or payday loan is a small loan, usually between $100 and $1000, designed to help individuals cover expenses until their next payday. These loans are accessible regardless of credit scores.

How Can I Qualify for a Short Term Loan?

To qualify, you need to be at least 18 years old, have a valid bank account, be legally employed in the US, and meet income requirements, although you do not have to be employed.

What if I Have Multiple Jobs or I am Self-Employed?

If you have multiple jobs, disclose your primary job and provide details about others during your application. Self-employed individuals must show consistent income for at least 90 days.

Are Short Term Loans Expensive?

While they can have higher interest rates than traditional loans due to the risk, responsible use can minimize costs. Always repay on time to avoid unnecessary charges.

How Do I Repay My Loan?

Repayment details will be outlined in your loan agreement, usually withdrawn automatically from your bank account on the due date.

What are your business hours?

We are open from Monday to Sunday, 10:00 AM to 6:00 PM.

Do you offer financing options for loans?

Yes, we provide several financing options for loans and purchases.

Where are you located?

We are located at 408 Broadway, Santa Monica, CA 90401.

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