What types of loans do you offer?

We offer personal loans, payday loans, installment loans, and car title loans.

Can I apply for a loan if I have bad credit?

Yes, we provide loan options for individuals with various credit histories, including bad credit.

How quickly can I receive funds after approval?

Once approved, you can typically receive funds within one business day through direct deposit.

Do I need to provide collateral for a loan?

Collateral is only required for certain types of loans such as car title loans.

What types of items can I pawn at Azusa Pawn?

You can pawn a variety of items including gold, silver, jewelry, electronics, musical instruments, designer handbags, and more.

What are the business hours for Azusa Pawn?

We are open Monday to Saturday from 9:00 AM to 6:00 PM and closed on Sundays.

Do you charge any fees?

No, we do not charge fees for making a loan request with Pheabs. We work on a commission basis with our lending partners and may receive a commission if your submission is successful. However, you will not be charged anything by Pheabs for your enquiry.

What is a payday loan?

A payday loan is designed to cover short-term and emergency expenses. You receive the money upfront as a lump sum and repay it in full on your next payday. At Pheabs, you can borrow between $100 and $35,000, depending on your credit score and income.

To be eligible for a loan with Pheabs, you must be a US citizen, at least 18 years old, have a live checking account, and earn at least $800 per month. Bad credit is taken into consideration.

How long does it take to submit a loan enquiry?

Submitting a loan enquiry is completely online and can take less than 5 minutes. You will receive an instant decision on the screen, and if successful, funds can be transferred within 24 hours or the next business day.

Will this impact my credit score?

No, making a loan submission will not negatively affect your credit score. While a credit check will be performed, it only impacts your score if you fail to make repayments on time.

How do repayments work?

Repayments are collected automatically from your bank account on a scheduled date. You will receive reminders before the repayment date to help you stay on track.

What items do you accept for pawning?

We accept gold, scrap gold, diamonds, electronics, laptops, musical instruments, and powered tools.

What are your business hours?

We are open Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 4:00 PM. We are closed on Sundays.

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