What is a payday loan?

A payday loan is a short-term, unsecured cash advance that you'll repay on your next payday, helping to cover unexpected expenses without incurring bank penalties.

How much collateral do I need to get a payday loan?

No collateral is needed; your job and regular income serve as your collateral.

What are the minimum requirements to qualify for a payday loan?

To qualify, you need a job or regular income, be at least 18 years old, and have a checking or savings account.

How fast can I get my payday loan?

Once qualified, you can receive your loan by 5 PM PST the next business day, if your bank processes electronic deposits.

What documents do I need to apply for a payday loan?

There are no documents to fax; all applications are processed online.

How will I know my loan approval status?

You will be notified by phone or email within an hour during business hours, or the next business morning if outside those hours.

When do I need to repay the loan?

Loan payments are typically due on your next payday, with loans lasting up to 30 days.

How much does it cost to apply for a payday loan?

There is no cost to apply; Cash Depot does not charge hidden fees.

Can I get a payday loan with bad credit?

Yes, Cash Depot does not check credit history, focusing instead on your current job and income.

If I have declared bankruptcy, can I still qualify?

Yes, as long as you have a job and receive a regular paycheck.

Can I obtain a payday loan if my income is from Social Security or a pension?

No, Cash Depot does not provide loans against retirement income.

What types of items do you buy?

We buy gold, jewelry, diamonds, luxury watches, scrap gold, silver, and coins.

How do I get a quote for my items?

You can contact us via phone or email, and we will assess your items and provide an instant cash offer.

Yes, all appraisals are free, and we pay top dollar for your items.

What is a Title Loan?

A car title loan is a quick way to borrow money by using the equity in your fully paid-off vehicle as collateral.

Why should I pick your company?

We offer one of the lowest rates and clients are funded in 30 minutes or less, with no credit checks and friendly customer support.

Do I need good credit to get a loan?

No, your credit history is not a factor. Approval is based on your vehicle's equity, condition, and your income.

Can I pay off my loan early without a penalty?

Yes, there are no prepayment fees, and you can pay off any part of your loan at any time.

How much can I borrow?

You can borrow between $2,600 to $15,000 based on the wholesale value of your vehicle and your income.

How long does it take to get a car title loan?

The money is ready in 30 minutes or less, unlike many competitors who can take longer.

Do I have to go to the DMV?

No, we handle all DMV paperwork for you.

Are there any fees for a car title loan?

Yes, we charge a flat application fee of $75 regardless of the loan amount.

How long do I have to pay back my loan?

Our loans are typically for 36 months but can vary from 12 to 36 months based on your circumstances.

Does my car need to be paid off?

No, you can qualify even if you have another car title loan.

Can I keep driving my car while I have a car title loan?

Yes, you can keep your car while making payments.

Can you pay off my car title loan at another company?

Yes, if you have sufficient equity in your vehicle.

Does my vehicle registration have to be current to qualify?

No, we can assist you with DMV work.

Can I still get a loan if I lost my title?

Yes, we can help you obtain a new title.

Do you accept salvaged cars?

Yes, but it depends on the vehicle's value.

How much does my car have to be worth to qualify?

Your vehicle must have at least a wholesale value of $5,000.

Do I need to provide an extra set of keys?

No, we do not require an extra set of keys.

Do I need to be currently employed?

No, you can be unemployed, disabled, or retired, but must provide proof of sufficient income.

How secure is my information?

We use Secure Sockets Layer (SSL) encryption to protect your information.

Why choose a car title loan over a bank loan?

Car title loans are quicker and have fewer requirements than traditional bank loans.

How long will it take to get approved?

You will be approved within minutes during office hours.

Can I still get a car title loan if someone else's name is on title with me?

Yes, but only if there's an 'or' between the names; otherwise, both must sign.

What documentation do I need for a car title loan?

You need a certificate of title, registration, proof of insurance, proof of income, driver's license, proof of residence, and five references.

What is your address?

1300 West Olympic Blvd., Suite 204, Los Angeles CA 90015.

What types of items do you buy?

We buy gold, silver, diamonds, coins, and various jewelry pieces.

Do I need to make an appointment to sell my items?

No appointment is necessary; you can walk in anytime during our business hours.

Is there a limit on how much I can sell?

There is no limit, and we welcome all sizes of transactions!

Do you offer cash for gold?

Yes, we offer cash for gold based on current market rates.

What types of items do you buy?

We buy gold, silver, platinum, diamonds, jewelry, and coins.

How do I know I'm getting the best price?

We encourage our customers to compare prices in the market as we offer competitive rates.

Are walk-in customers welcome?

Yes, walk-in customers are welcome during our business hours.

How do I apply for a title loan?

You can apply by calling 855-422-7402 or by applying online on the ChoiceCash website.

How fast can I get my cash?

Once approved, you can receive funds as soon as the next business day.

What are the benefits of car title loans?

Car title loans provide fast processing, higher loan amounts, no credit checks, and are available even if you have bad credit.

How quickly can I get a car title loan?

Loans are usually processed in a day or two, and in many cases, you can walk out with cash within minutes.

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