How does getting a loan from 5 Points Jewelry & Loan work?

5 Points Jewelry & Loan provides loans against valuable items like gold, diamond jewelry, and high-end watches, avoiding the credit check hassle. Loans typically range from $1,500 to $3,000, though they can be as low as $100.

Why would someone go to a pawnshop to get a loan?

Pawnshops offer quick loans without credit checks, allowing customers to meet short-term cash needs while receiving around 50% of the collateral's resale value.

What is the foreclosure procedure?

If a loan defaults, the collateral becomes the property of the pawnshop after the due date.

Do most pawning customers lose their merchandise?

No, about 85-90% of loans are repaid. Many customers return repeatedly.

How can I be sure the merchandise I purchase at a pawnshop isn't stolen?

Pawnbrokers cooperate with law enforcement and require identification to deter stolen goods. Less than 1% of items are suspected to be misappropriated.

What is the difference between buying at 5 Points Jewelry & Loan versus a retail store?

5 Points offers luxury items at discounted prices, often ranging from 1/3 to 1/2 off retail. It's a great spot for deals on jewelry and watches.

What types of loans do you offer?

We offer various types of loans including payday loans, bad credit loans, and no credit check loans.

How can I apply for a loan?

You can apply for a loan directly on our website by filling out the application form.

What do I need to qualify for a payday loan?

Generally, you'll need to provide proof of income, identification, and a bank account.

What are the loan terms offered by Sartori Jewelry & Loan?

The loan terms range from a minimum of 61 days to a maximum of 6 months, with a grace period of 10 days.

What are the interest charges for loans under $2,500?

Interest charges vary based on the loan amount, for example, on loans below $2,500, the maximum interest for the first three months ranges from $3.00 for loans under $20 to 9% of the loaned amount for loans up to $2,499.99.

How can I contact Sartori Jewelry & Loan?

You can reach Sartori Jewelry & Loan via phone at (310) 618-1212 or email at info@sartoriloan.com.

What types of loans do you offer?

We offer a range of loans including bridge loans, hard money loans, fix and flip loans, and private money loans.

How long does the approval process take?

Our loan approval process typically takes 24 to 48 hours, depending on the complexity of the application.

Do you offer loans for out-of-state properties?

Yes, we do offer loans for properties located outside of California on a case-by-case basis.

What types of items do you buy?

We buy gold, silver, jewelry, and luxury watches including brands like Rolex and Cartier.

What are your hours of operation?

We are open Monday to Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM.

Do I need an appointment to sell my items?

No appointment is necessary; walk-ins are always welcome!

How will I know how much my items are worth?

Our expert buyers will evaluate your items and provide you with a fair offer.

What items do you accept for pawn?

We accept anything of value, including jewelry, electronics like laptops and smartphones, watches, and musical instruments.

What are your business hours?

We are open 24 hours a day, 7 days a week in Compton, CA.

Is there a credit check for loans?

No, we do not perform credit checks for our loan services.

How can I tell if my jewelry is pure gold or gold-plated?

Look for hallmarks indicating karat purity (10K, 14K, 18K, etc.), conduct a magnet test, perform an acid test, and observe for signs of wear or discoloration.

What should I do if I’m unsure about my jewelry's value?

Bring it to a trusted gold buyer like Westlake Gold for a professional evaluation and free consultation.

What types of jewelry do you buy?

We buy a wide range of gold jewelry, including coins, chains, earrings, and rings.

What types of jewelry services do you offer?

We provide a range of services including jewelry repair, resizing, customization, and gold buying.

Do you offer same-day service?

Yes, we can often accommodate same-day service for certain repairs.

What payment options do you accept?

We accept cash, credit, and debit payments.

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pawn shops in California, Los Angeles

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