What types of items do you buy?

We buy gold coins, silver coins, jewelry, scrap gold, and collectible coins among other items.

Do you offer free appraisals?

Yes, we provide free appraisals for coins and jewelry.

What are your business hours?

We are open Tuesday - Friday from 10:00 AM to 5:00 PM, and Saturday from 10:00 AM to 4:00 PM. We are closed on Sunday and Monday.

What types of loans does Compacom offer?

Compacom offers various loan types including payday loans, installment loans, personal loans, and title loans.

Can I get a loan with bad credit?

Yes, Compacom provides options for individuals with bad credit.

How quickly can I receive my funds?

Loan approval and fund disbursement timelines can vary, but many borrowers can receive funds quickly, often the same day.

Is there a minimum credit score requirement?

Compacom does not have specific credit score requirements, especially for payday and installment loan products.

Are there any fees involved in obtaining a loan?

Fees can vary based on the type of loan and the lender. It’s important to review the terms before agreeing.

When does the Summer Clearance Sale take place?

The Summer Clearance Sale is from July 10th to 29th.

Is the sale available online?

No, the sale is exclusively available in-person at our Sacramento showroom.

How can I shop if I am not local?

You can reach out for personal shopping assistance to help find the perfect piece.

What types of products are included in the sale?

The sale includes over 200 pieces of jewelry including engagement rings, necklaces, earrings, and more.

What types of jewelry do you buy?

We buy gold, jewelry, watches, and other precious items. Feel free to bring in your items for an on-the-spot cash offer.

Do you offer financing options?

Yes! We provide financing options for those interested in purchasing jewelry.

How do your layaway plans work?

You can put down 25% and choose a payment method. There’s no interest for 4 months! If you need to cancel, we keep 20% as a restocking fee.

Are lab-grown diamonds available?

Yes, we have a wide selection of lab-grown diamonds that are ethically sourced and more affordable than natural diamonds.

What services does Loyalty Pawn offer?

Loyalty Pawn provides collateral cash loans, sells and buys items such as jewelry, designer handbags, and electronics.

What are your loan terms?

Loan amounts can range from a few hundred dollars to tens of thousands depending on the collateral provided. Loans do not require repayment within 60 days.

Is there a credit check for loans?

No, we provide collateral loans without a credit check.

Can I negotiate prices at Loyalty Pawn?

Yes, all of our prices are negotiable.

Do you have a layaway program?

Yes, we offer a 10-10-10 layaway program where you can make payments over ten months.

What Is a Collateral (Pawn) Loan?

A collateral loan is secured by an item that the pawnbroker holds. The loan amount typically ranges from $20 to several thousand dollars, averaging between $50 and $200.

Why Would Someone Go to a Pawnshop to Get a Loan?

Pawnshops allow quick, confidential loans without any credit checks, usually processed within minutes.

What Is the Loan Procedure?

To obtain a loan, bring your collateral, request a loan amount, and an associate will evaluate it to determine the permissible loan amount based on resale value.

What Items Can I Pawn?

We accept a variety of items including gold, diamonds, watches, electronics, musical instruments, and more.

Is It Safe to Leave My Stuff at a Pawnshop?

Yes, we have a state-of-the-art security system monitored 24/7 to ensure the safety of your items.

Do Most Pawning Customers Lose Their Merchandise?

No, about 75% to 85% of loans are repaid, and many customers return to pawn items repeatedly.

What Is the Difference Between Buying at a Pawnshop and Buying at a Retail Store?

Pawnshops typically offer lower prices, sometimes 1/3 to 3/4 off retail prices.

What Do You Pay for Gold?

Pricing varies based on the item's specifics, but we provide free estimates for transparency.

What If I Cannot Pay Back the Loan in Time?

We allow a 10-day grace period and offer options to pay just the interest and renew the loan.

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