What is a Title Loan?

A car title loan is a quick way to borrow money by using the equity in your fully paid-off vehicle as collateral.

Why should I pick your company?

We offer one of the lowest rates and clients are funded in 30 minutes or less, with no credit checks and friendly customer support.

Do I need good credit to get a loan?

No, your credit history is not a factor. Approval is based on your vehicle's equity, condition, and your income.

Can I pay off my loan early without a penalty?

Yes, there are no prepayment fees, and you can pay off any part of your loan at any time.

How much can I borrow?

You can borrow between $2,600 to $15,000 based on the wholesale value of your vehicle and your income.

How long does it take to get a car title loan?

The money is ready in 30 minutes or less, unlike many competitors who can take longer.

Do I have to go to the DMV?

No, we handle all DMV paperwork for you.

Are there any fees for a car title loan?

Yes, we charge a flat application fee of $75 regardless of the loan amount.

How long do I have to pay back my loan?

Our loans are typically for 36 months but can vary from 12 to 36 months based on your circumstances.

Does my car need to be paid off?

No, you can qualify even if you have another car title loan.

Can I keep driving my car while I have a car title loan?

Yes, you can keep your car while making payments.

Can you pay off my car title loan at another company?

Yes, if you have sufficient equity in your vehicle.

Does my vehicle registration have to be current to qualify?

No, we can assist you with DMV work.

Can I still get a loan if I lost my title?

Yes, we can help you obtain a new title.

Do you accept salvaged cars?

Yes, but it depends on the vehicle's value.

How much does my car have to be worth to qualify?

Your vehicle must have at least a wholesale value of $5,000.

Do I need to provide an extra set of keys?

No, we do not require an extra set of keys.

Do I need to be currently employed?

No, you can be unemployed, disabled, or retired, but must provide proof of sufficient income.

How secure is my information?

We use Secure Sockets Layer (SSL) encryption to protect your information.

Why choose a car title loan over a bank loan?

Car title loans are quicker and have fewer requirements than traditional bank loans.

How long will it take to get approved?

You will be approved within minutes during office hours.

Can I still get a car title loan if someone else's name is on title with me?

Yes, but only if there's an 'or' between the names; otherwise, both must sign.

What documentation do I need for a car title loan?

You need a certificate of title, registration, proof of insurance, proof of income, driver's license, proof of residence, and five references.

What is your address?

1300 West Olympic Blvd., Suite 204, Los Angeles CA 90015.

A Gold IRA is a self-directed individual retirement account that allows you to invest in physical gold and other precious metals.

How do I open a Gold IRA?

To open a Gold IRA, complete the intake form on our website, and one of our specialists will guide you through the process.

What are the benefits of investing in precious metals?

Precious metals can diversify your investments, protect against inflation, and serve as a hedge during economic uncertainty.

What types of loans do you offer?

We offer a variety of loans including hard money loans, cash-out loans, and private money loans aimed at real estate investors.

What is the minimum loan amount you provide?

The minimum loan amount is $20,000.

How quickly can I get a loan?

We offer same-day approvals for many of our hard money loan programs.

What types of items do you buy?

We purchase jewelry, wrist and pocket watches, gold and silver coins, bullion, estate jewelry, and more. Contact us for additional information.

How do you determine the value of my jewelry or watch?

Items are evaluated based on condition, material purity, gemstone quality, brand, and current market prices.

Do you buy broken or damaged jewelry?

Yes, we buy real gold, silver, and diamond jewelry in any condition, including broken or damaged pieces.

Do I need an appointment to sell my items?

Walk-ins are welcome, but appointments are recommended for a more personalized experience. Same-day appointments are often available.

How do I get paid if I sell my jewelry or watch?

We offer immediate payment at the time of sale.

What is the appraisal process for insurance?

Once you arrive, your items will be inspected, and you'll receive an appraisal fee based on their quantity and complexity. A detailed appraisal report is emailed in PDF format shortly after.

Where can I park when I arrive?

We have parking spaces #22 and #23 and also offer streetside parking. You can call ahead for garage access.

What services does King's Jewelry & Loan offer?

We offer collateral loans, gold buying, jewelry repair, and emergency cash services.

Do you buy gold and jewelry?

Yes, we buy gold, jewelry, and other valuable items.

What are your business hours?

We are open Monday through Saturday from 9:00 AM to 5:00 PM, and we are closed on Sundays.

What should I bring when pawn something?

Please bring a valid ID and the item you wish to pawn.

Is there a limit to how long I can keep my pawned item?

Pawns can typically be redeemed within 30 days, but we can discuss extensions.

What types of art do you accept as collateral?

We lend against fine art and antiquities with a minimum value of $250,000.

How is the value of the artwork determined?

Value is determined via third-party appraisal, or from a public auction held by one of the major auction houses (Sotheby’s, Christie’s, Phillips, Bonhams) within the past two years.

What are the fees associated with the loan?

There is a 1% loan origination and underwriting fee, plus storage and transportation costs.

Can I pay off the loan early?

Yes, you can pay off your loan and have your artwork returned at any time after making a minimum interest payment.

What is a Car Title Loan and How Does It Work?

A car title loan is a short-term, secured loan that uses your vehicle’s title as collateral, allowing you to keep driving your car while making monthly payments.

How Much Money Can I Borrow with a Car Title Loan?

The amount you can borrow is based on your vehicle’s equity, and TFC Title Loans works with various lenders to secure the highest loan amount possible based on your car's value.

Can I Still Drive My Car During the Loan Period?

Yes, you can continue to drive your vehicle as you repay your car title loan.

Is it Possible to Get a Car Title Loan with Bad Credit?

Yes, TFC Title Loans assists individuals with bad credit, focusing on your vehicle's equity and income rather than solely on your credit history.

PawnShopz | Discover pawn shops in California, Santa Clarita

pawn shops in California, Santa Clarita

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