What types of items do you buy?

We purchase a wide range of items including coins, bullion, jewelry, stamps, currency, and various collectibles.

How does consignment work?

With consignment, you entrust us to sell your items on your behalf. We handle the sale and take a commission upon successful sale.

Can you help with estate sales?

Yes, we offer comprehensive estate liquidation services and collaborate with experts in various fields.

What items do you buy?

We purchase a variety of items including engagement rings, diamonds, estate jewelry, and luxury watches like Rolex.

How does the selling process work?

You can make an appointment, and we will provide a secure quote based on the items you wish to sell.

Do I need an appointment to sell my items?

Yes, we operate by appointment only to ensure personalized service.

What types of items do you buy?

We buy gold, old jewelry, broken jewelry, coins, and other precious metals.

Do you offer free consultations?

Yes, we offer free financial consultations to help you understand your gold portfolio.

How does the selling process work?

You can bring your items in, and we will test and weigh them in front of you before making an offer.

What payment methods do you accept?

We pay cash on the spot for all transactions.

What items can I pawn or sell at your shop?

You can pawn or sell a variety of items including jewelry, electronics, designer handbags, and valuable collectibles.

How does a pawn loan work?

A pawn loan allows you to use an item of value as collateral for a cash loan. You receive cash and have a set period to repay the loan or forfeit the item.

Does Polyak Precious Metals have minimum or maximum order amounts?

We do not have any minimum or maximum order amounts. However, on all orders we request 100% prepayment before we lock the price.

How much should I invest into precious metals?

Most experts recommend investing 5 - 20% of your portfolio into physical precious metals. Only you and your investment adviser know which number is right for you.

How do I sell or buy from Polyak Precious Metals?

Call us and speak with an experienced Account Executive at (415) 233-7206.

What form of Payments does Polyak Precious Metals Accept?

We accept Cash, Bank Wire Transfer, Personal/Business Checks, Cashier Checks, Credit Cards (with a 3% fee), and Bitcoin.

Can I sell diamonds to Polyak Precious Metals?

Yes! We make competitive offers on diamonds especially ones that are over 1 Carat in size.

Why should I sell my items to Polyak Precious Metals?

We take pride in our ability to offer higher payouts than our competitors, due to low overhead and word-of-mouth referrals.

How do I calculate the value of my gold?

The value is determined by Spot Price, Purity, and Weight.

Do you accept Bitcoin?

Yes, we accept Bitcoin for orders, with a minimum of $100 and maximum of $100,000.

How long do payments take to process?

Payments made using Bitcoin can take up to one business day to be received, and will be cleared immediately upon receipt.

What types of loans do you offer?

We offer various types of installment loans, including personal loans, payday loans, secured, and unsecured options.

How long does it take to get approved?

Our approval process is quick, often taking less than 24 hours from application submission.

What do I need to apply for a loan?

You need to provide proof of income, identification, and contact information.

Do I need valid identification?

Yes, we require a valid form of identification such as a State ID, passport, or driver's license.

What information do I need to provide to apply for a Loan?

You will need to provide personal information including your SSN, address, contact details, proof of income, and checking account information for electronic transfers.

Why do you need my social security number?

Lenders require your SSN for identity verification.

How much can I borrow, how long will I have to repay it and how much will the loan cost?

Loan amounts range from $200 to $5000, depending on various factors, including your state and income.

What kind of bank account do I need to get a loan?

You need a checking account that accepts ACH transfers; savings accounts are not accepted.

Can I pay back my loan earlier than the due date?

Yes, most lenders allow early payments, though additional fees may apply.

What should I do if I can't make my loan payment on time?

Contact your lender to discuss your options, which may include extending your loan or entering a payment plan.

Is LendUP.com a scam?

No, LendUp is a legitimate service connecting loan seekers with direct lenders, although scammers may impersonate them.

How quickly can I get funded?

You can get funded as fast as within 24 hours.

Does applying affect my credit score?

No, applying for funding does not impact your credit score.

What types of loans do you offer?

We offer various types, including SBA loans, equipment financing, working capital loans, and business lines of credit.

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