What services do you provide?

We provide collateral loan services, jewelry buying, and pawn services for a variety of valuable items.

What are your business hours?

Our business hours are Monday to Saturday from 9 AM to 6 PM, and Sunday from 10 AM to 4 PM.

How can I contact you?

You can contact us via phone, text, or by using the contact form on our website. Our phone numbers are listed for each location.

What is the minimum order amount?

The minimum order amount is $75.00.

How can I return an item?

If you’re not satisfied for any reason, please call for a Return Authorization number. Have your original invoice ready.

What payment methods do you accept?

We accept VISA, MasterCard, American Express, cash, and cashier's checks.

What are your shipping methods?

We use UPS, FedEx, and U.S. registered mail, or can comply with your shipping preferences.

What is a payday loan?

A payday loan is a short-term loan intended to cover urgent expenses until the next payday.

How quickly can I get approved?

You can often get approved within minutes after submitting your application.

Do I need good credit to qualify for a payday loan?

No, many payday loans are available for individuals with bad credit.

What are the fees involved?

Fees vary by lender, but there may be charges associated with processing the loan.

What types of items do you accept for loans?

We accept a wide range of items including jewelry, electronics, musical instruments, tools, and more.

Do you perform credit checks for loans?

No, we do not check your credit score for loans.

What are your business hours?

We are open Monday through Saturday from 9:00 AM to 5:00 PM and closed on Sundays.

Is there a warranty on the products purchased?

Yes, all our products come with a warranty.

What is a Short Term Loan?

A short term loan or payday loan is a small loan, usually between $100 and $1000, designed to help individuals cover expenses until their next payday. These loans are accessible regardless of credit scores.

How Can I Qualify for a Short Term Loan?

To qualify, you need to be at least 18 years old, have a valid bank account, be legally employed in the US, and meet income requirements, although you do not have to be employed.

What if I Have Multiple Jobs or I am Self-Employed?

If you have multiple jobs, disclose your primary job and provide details about others during your application. Self-employed individuals must show consistent income for at least 90 days.

Are Short Term Loans Expensive?

While they can have higher interest rates than traditional loans due to the risk, responsible use can minimize costs. Always repay on time to avoid unnecessary charges.

How Do I Repay My Loan?

Repayment details will be outlined in your loan agreement, usually withdrawn automatically from your bank account on the due date.

What are your business hours?

We are open from Monday to Sunday, 10:00 AM to 6:00 PM.

Do you offer financing options for loans?

Yes, we provide several financing options for loans and purchases.

Where are you located?

We are located at 408 Broadway, Santa Monica, CA 90401.

What are your hours of operation?

We are open Monday to Friday from 9:30 AM to 5:00 PM and on the 1st and 3rd Saturday of the month from 10 AM to 2 PM.

Where are you located?

Our address is 1312 Lincoln Blvd, Santa Monica, CA 90401.

How can I contact you?

You can reach us at (310) 393-0661 or send an email to info@wilshirecoin.com.

What types of loans do you offer?

We offer a wide variety of loans, including SBA loans, equipment financing, alternative loans, lines of credit, and more.

Is there a credit check during pre-qualification?

No, our pre-qualification process does not impact your credit score.

How long does it take to get approved?

Our streamlined process allows for quick pre-qualification, and upon application completion, funding can occur swiftly.

Are there hidden fees?

We pride ourselves on transparency, with no hidden fees and upfront communication about the loan terms.

What types of items can I pawn or sell?

You can pawn or sell items such as gold, jewelry, designer handbags, electronics, and various collectibles.

What are your loan options?

We offer flexible loan terms with a minimum repayment period of 1 month and a maximum of 4 months and 11 days.

What are your interest rates on loans?

The interest rate is 2.9% per month, which translates to 35% APR for loans borrowing 30%-50% of the liquid wholesale value.

How can I get a quote?

You can get a quote by visiting our website or calling us directly.

PawnShopz | Discover pawn shops in California, Torrance

pawn shops in California, Torrance

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