What types of items can I pawn?

You can pawn items like jewelry, electronics, watches, and various valuables.

How does the pawn loan process work?

You bring in an item of value, which is appraised by our staff, and you can receive a loan based on its worth.

Do you buy jewelry or just provide loans?

We both buy and loan against jewelry and other valuables.

What identification do I need to bring?

You will need to present a valid government-issued photo ID.

What documents do I need to get a car title loan?

Typically, you need your vehicle title, a government-issued ID, and some proof of income.

How quickly can I get my loan?

Our loan process can be completed in as little as 15 minutes once we have your car and title.

Is my credit score considered for the loan?

No, we value your vehicle's worth more than your credit score when determining your loan amount.

What items do you accept for pawning?

We accept various items including jewelry, electronics, and tools for pawning.

Do you offer interest-free loans?

Yes, we are currently offering 30-day interest-free loans for amounts of $500 or less.

How long has Valley Jewelry and Loan been in business?

We have been serving the community since 1959, celebrating over 60 years in business!

What are your business hours?

We are open Monday to Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.

What kind of items do you buy?

We buy gold, diamonds, luxury watches, silver, coins, gemstones, and more.

How do I get an appraisal?

You can either call us to get a rough estimate or visit our location for a formal appraisal.

What are your business hours?

Our business hours are Monday to Saturday from 10 AM to 7 PM and Sunday from 10 AM to 5 PM.

Do I need to make an appointment?

While not required, we recommend calling ahead to make an appointment for a quicker process.

What is a Personal Loan?

A personal loan can be used for various purposes such as debt consolidation, educational expenses, or medical costs. The loan amounts typically range from $1,000 to $100,000 based on credit rating and state regulations.

How do I qualify for a personal loan?

Eligibility varies for each consumer. Basic requirements include a valid ID, steady income, a bank account, and a credit score. While a good credit score helps secure lower interest rates, it's not always necessary for approval.

Do lenders pull my credit score when applying for a personal loan?

Most lenders may conduct a "soft pull" of your credit to assess eligibility, followed by a "hard pull" if you proceed further.

How long does it take to secure a personal loan?

Approval can take minutes with excellent credit. Once approved, funds can potentially be available within one business day.

What happens if I miss a loan payment?

Missing a payment can incur late fees and negatively affect your credit score. It's best to contact your lender immediately if you anticipate payment issues.

What is the minimum loan amount for a title loan?

The minimum loan amount for a title loan in California is $2,510.

Do you accept applicants with bad credit?

Yes, we accept all credit scores and do not base our approvals on credit scores alone.

How quickly can I get my loan?

We offer same-day cash for approved loans.

What is pre-settlement funding?

Pre-settlement funding is a cash advance provided to victims of personal injury lawsuits to help with bills while they await the resolution of their case.

When can I apply for funding?

You can apply for funding at any time during your case, especially if you are struggling with expenses or need immediate financial assistance.

How long does the funding process take?

Typically, the funding process can take 24 to 48 hours if all necessary documentation is provided.

Do I have to repay the funding if I lose my case?

No, you only repay the funding if you win your case. If you lose, you owe nothing.

What are your hours of operation?

We are open by appointment only on Mondays, Tuesdays through Fridays from 10:00 AM to 4:00 PM, and Saturdays from 10:00 AM to 2:00 PM. We are closed on Sundays.

Do you offer appraisals for coins?

Yes, we provide appraisals for coins. Please contact us to schedule an appointment.

What types of loans do you offer?

We provide both small loans and larger loan amounts to suit your financial needs.

Can I cash checks at Aloe Loan Services?

Yes, we cash all types of checks promptly and safely.

Do you offer tax preparation services?

Yes, we offer tax preparation services to assist you during tax season.

What are your business hours?

We are open Monday through Saturday from 9 AM to 5 PM and closed on Sundays.

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