What items can I pawn or sell at your shop?

You can pawn or sell a variety of items including jewelry, electronics, designer handbags, and valuable collectibles.

How does a pawn loan work?

A pawn loan allows you to use an item of value as collateral for a cash loan. You receive cash and have a set period to repay the loan or forfeit the item.

Does Polyak Precious Metals have minimum or maximum order amounts?

We do not have any minimum or maximum order amounts. However, on all orders we request 100% prepayment before we lock the price.

How much should I invest into precious metals?

Most experts recommend investing 5 - 20% of your portfolio into physical precious metals. Only you and your investment adviser know which number is right for you.

How do I sell or buy from Polyak Precious Metals?

Call us and speak with an experienced Account Executive at (415) 233-7206.

What form of Payments does Polyak Precious Metals Accept?

We accept Cash, Bank Wire Transfer, Personal/Business Checks, Cashier Checks, Credit Cards (with a 3% fee), and Bitcoin.

Can I sell diamonds to Polyak Precious Metals?

Yes! We make competitive offers on diamonds especially ones that are over 1 Carat in size.

Why should I sell my items to Polyak Precious Metals?

We take pride in our ability to offer higher payouts than our competitors, due to low overhead and word-of-mouth referrals.

How do I calculate the value of my gold?

The value is determined by Spot Price, Purity, and Weight.

Do you accept Bitcoin?

Yes, we accept Bitcoin for orders, with a minimum of $100 and maximum of $100,000.

How long do payments take to process?

Payments made using Bitcoin can take up to one business day to be received, and will be cleared immediately upon receipt.

What types of loans do you offer?

We offer various types of installment loans, including personal loans, payday loans, secured, and unsecured options.

How long does it take to get approved?

Our approval process is quick, often taking less than 24 hours from application submission.

What do I need to apply for a loan?

You need to provide proof of income, identification, and contact information.

Do I need valid identification?

Yes, we require a valid form of identification such as a State ID, passport, or driver's license.

What information do I need to provide to apply for a Loan?

You will need to provide personal information including your SSN, address, contact details, proof of income, and checking account information for electronic transfers.

Why do you need my social security number?

Lenders require your SSN for identity verification.

How much can I borrow, how long will I have to repay it and how much will the loan cost?

Loan amounts range from $200 to $5000, depending on various factors, including your state and income.

What kind of bank account do I need to get a loan?

You need a checking account that accepts ACH transfers; savings accounts are not accepted.

Can I pay back my loan earlier than the due date?

Yes, most lenders allow early payments, though additional fees may apply.

What should I do if I can't make my loan payment on time?

Contact your lender to discuss your options, which may include extending your loan or entering a payment plan.

Is LendUP.com a scam?

No, LendUp is a legitimate service connecting loan seekers with direct lenders, although scammers may impersonate them.

What is private money lending?

Private money lending is a type of financing where individuals or businesses lend money in exchange for interest, typically for real estate or business purposes.

How does private money lending work?

Private money lending connects lenders and borrowers, where loan requests are evaluated based on criteria like credit score and the purpose of the loan.

What is hard money lending?

Hard money lending is a subset of private money lending that focuses on borrowers who may not qualify for traditional loans, often involving real estate transactions.

How can I become a private money lender?

To become a private money lender, you need to define your investment criteria, understand the risks, and establish a lending process.

How quickly can I get funded?

You can get funded as fast as within 24 hours.

Does applying affect my credit score?

No, applying for funding does not impact your credit score.

What types of loans do you offer?

We offer various types, including SBA loans, equipment financing, working capital loans, and business lines of credit.

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