What types of loans do you offer?

We offer payday loans up to $1,000, installment loans up to $5,000, and personal loans up to $35,000.

How quickly can I receive my funds?

All requests are processed within 24 hours, and funds can be available as soon as the next business day.

What are the interest rates on your loans?

Interest rates vary by loan type; payday loans have APRs ranging from 200% to 1386%, while personal loans can range from 4.99% to 450%.

Can I get a loan with bad credit?

Yes, we connect you with lenders that consider various factors including your credit history.

What should I bring to sell gold or jewelry?

Please bring valid identification along with your gold or jewelry items to complete the sale process.

Yes, we also purchase diamonds and other precious stones.

What forms of payment do you offer?

We provide cash payments on the spot for all transactions.

What types of items can I pawn or sell?

You can pawn or sell a wide variety of items including jewelry, firearms, musical equipment, tools, and electronics.

How long are the pawn loans?

Our pawn loans typically last for 4 months.

Can I buy used items from your store?

Yes, we offer a large selection of used items, including jewelry, tools, musical equipment, and electronics available for sale.

Do I need a permit to pawn firearms?

No permit is needed for pawning firearms, but you can acquire your Firearm Safety License at our store.

What is a payday loan?

A payday loan is a small, short-term cash advance usually under $1,000, backed by future income. It's typically for emergencies; using them for regular bills is not advised.

What is an installment loan?

An installment loan is a short-term cash advance usually under $5,000, paid back in scheduled payments. It is also backed by future income.

What is a personal loan?

A personal loan is a no-collateral loan up to $35,000, similar to a line of credit, typically used for debt consolidation or paying off high interest credit cards.

How does ZZ-Cash.com work?

ZZ-Cash.com is a loan matching service that connects consumers with independent lenders. After submitting a simple form, your information is shared with potential lenders.

How quickly could I receive my payday loan?

If approved, you could receive funds in your bank account as early as the next business day, depending on your lender and financial institution.

What are the minimum requirements to apply for a loan?

Typical requirements include being at least 18 years old, a U.S. citizen, having a checking account with direct deposit, and a regular income of at least $1,000 per month.

Is my information secure?

ZZ-Cash.com employs state-of-the-art security measures, including 128-bit encryption to ensure your information remains secure.

What happens if I cannot repay my loan?

Penalties for non-repayment vary by lender, but may include late fees or being sent to collections. Always consult your lender to understand the consequences.

What types of loans do you offer?

We offer payday loans, installment loans, and cash advances to cater to various financial needs.

How quickly can I receive funds?

Funding times vary, but we strive to process applications quickly and provide funds as soon as possible.

Is there a credit check involved?

Yes, by submitting a request, you authorize credit checks as part of our loan application process.

What should I consider before borrowing?

Always review the loan terms carefully, including interest and fees. Borrowing should only meet short-term needs.

What types of jewelry do you buy?

We buy a variety of items including gold, silver, diamonds, coins, and antique jewelry.

How do I know the value of my jewelry?

Our expert appraisers will provide a thorough assessment to give you a fair value for your items.

Do I need an appointment to sell my jewelry?

While appointments are not necessary, they are recommended to ensure a smooth process.

What services do you offer?

We offer payday loans, auto title loans, check cashing, currency exchanging, money orders, money transfers, and unlimited ATM/EBT withdrawals.

Where are your branches located?

We have branches in San Bernardino and Fontana, California.

How can I apply for a loan?

You can apply for a loan by filling out our application form available on our website.

What are Short Term Loans?

Short term loans are generally small sums of cash—between $100 and $1000—that are made available to consumers in the event of financial emergencies regardless of their credit histories. This cash is generally available to applicants on the business day following their approval.

What are the Qualifications?

You are likely to be approved for a short term loan even if you have been turned down by banks and credit card companies in the past. The qualifications include being at least 18 years old, legally working and living in the USA, having a working phone number and email address, a bank account in your name, and being employed for at least 90 consecutive days with the same employer.

What is the Maximum Loan Amount?

The total amount you can borrow varies depending on your lender, the state you live in, and your financial situation.

How Will I Get My Money?

Upon loan approval and receipt of the signed loan agreement, your lender will deposit the funds into your bank account the following business day.

What if I Have Bad Credit?

Most lenders in our network do not check credit during the qualification process, so bad credit is generally not an issue for approval as long as you meet the basic guidelines.

How Long Will It Take?

The entire process typically takes one business day, from filling out the application to receiving funding in your account.

Do I Need to Fax Information?

If this is your first loan with a lender, they might request verification documents, which you may need to fax. Local libraries or UPS Stores can assist with faxing.

How Much Does it Cost?

Costs for short term loans depend on the individual lender and state regulations. The application process through this site is free.

Can I Have More than One Loan at Once?

Depending on state regulations, you may have multiple short term loans at the same time, but you must disclose all existing loans when applying for a new loan.

How and When will My Loan be Repaid?

Repayment terms will be in your loan agreement. Generally, lenders withdraw the loan amount plus any fees on the repayment date from your bank account.

What if My Payment is Late?

If your payment will be late, contact your lender immediately to avoid large charges. States regulate maximum late fees.

Is My Information Safe?

Theguaranteedloans.com uses robust security measures to protect your information during transmission and storage.

What if I Cannot Repay My Loan?

Lenders may use legal methods to collect debt if you fail to repay, but most will try to collect in-house. Discuss your situation with your lender directly.

Is There a Waiting Period between Applications?

While you can apply for short term loans anytime, you should wait 72 hours between consecutive applications.

How Many Extensions Can I Have?

Extensions on loans may be offered by lenders, but the number available varies by state and lender.

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