What instruments are available for rent?

O’Neill’s offers a variety of instruments, including acoustic and electric instruments, drums, and amplifiers.

What is the Maintenance Protection Plan?

The Maintenance Protection Plan is an optional service that covers the instrument for mechanical malfunctions, but does not cover loss, theft, or damage.

What is the Buy Back Program?

The Buy Back Program allows you to return a purchased student instrument for up to 50% back on the purchase price, provided it is returned in original condition with the receipt.

What types of financing do you offer?

We offer various financing solutions including working capital, inventory financing, equipment financing, payroll financing, and more.

How does the application process work?

Simply apply online, submit your bank statements, and complete a funding call to get approved and receive your funds.

What are the requirements to qualify for funding?

You need to be operational for at least 6 months, have monthly sales over $10k, no tax liens or judgments, and a credit score of 500 or more.

What are the requirements for applying for a loan?

You need to have been in business for over 6 months, maintain a personal FICO® score of over 550, and deposit more than $10,000 monthly in your business bank account.

What is the loan approval process?

The process includes completing a simple application, uploading your documents, and selecting your loan type. Approvals typically happen within 48 hours.

Can I get same-day funding?

Yes, same-day funding is possible if eligibility is met and the application is submitted before 10:30 AM ET on Monday to Friday.

Why should I sell to you?

We offer competitive prices and the expertise of our appraisers. Our ability to sell items at bi-monthly auctions and in our retail space allows us to pay fair rates.

What are my obligations or responsibilities?

Once an agreement is reached, please leave the property in its original condition.

Payment is made on the day of pickup with various payment methods available.

You contact us via phone or email, and we will set up a consultation. After an agreement, our licensed team will manage packing and transportation.

Will you take everything?

Yes, we offer a 'clean out' option if desired by the client.

How do I know you will pay fair prices for my property?

Our appraisers are members of the Appraiser’s Association of America, ensuring accurate market value assessments.

How long have you been in business?

We have been operating since 1993.

Are you licensed and insured?

Yes, we are licensed in New York and fully insured.

How does estate liquidation work?

You can send us photos or contact us, and we'll appraise your items and make an offer before arranging pickup.

What services do you provide?

We offer collateral loans, pawn services, and buying of gold, jewelry, watches, and collectibles.

What are your hours of operation?

Most of our locations are open Mon-Sat 10 AM to 6 PM, but our Forest Hills location is open 7 days a week.

What types of items do you buy?

We buy gold, silver, jewelry, and valuable electronics.

What are your business hours?

We are open from 9:00 AM to 5:00 PM on weekdays and 10:00 AM to 3:00 PM on Saturdays. We are closed on Sundays.

What are the benefits of a merchant cash advance?

Merchant cash advances offer several advantages such as swift cash access, with funding available in as little as 24 hours. They require no collateral since they are unsecured, and even businesses with poor credit can qualify, as providers don't typically enforce strict credit score requirements.

How much can I receive with a merchant cash advance?

The amount of funding you can receive is contingent upon your business's monthly revenue and credit/debit card sales, with providers usually advancing up to 125% of your average monthly sales.

What is the repayment process for a merchant cash advance?

Repayment is generally handled through daily or weekly deductions from your sales, tailored to your business's cash flow. Most funding providers will collaborate with you to determine a suitable repayment plan.

What types of items do you purchase?

Gold Store New York purchases nearly any precious metal, including jewelry, bars, coins, and scrap, especially gold, silver, and platinum.

Do you offer free appraisals?

Yes, we offer free appraisals for all items before any transactions.

What items do you not buy?

We do not purchase gold-plated, bonded, or electroplated items, nor do we buy silver-plated items.

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