What types of loans do you offer?

We offer personal loans, including payday loans and title loans, tailored to fit various financial needs.

How long does the application process take?

The application process is quick and can usually be completed in under 30 minutes.

What are your interest rates?

Interest rates vary based on loan type and personal credit history. We encourage you to check our rates page for more details.

What are your store hours?

We are open Monday to Friday from 10:00 AM to 6:00 PM, Saturday from 10:00 AM to 5:00 PM, and closed on Sundays.

Yes, we offer competitive prices for gold, silver, and other jewelry. Please visit us for a consultation.

Can I custom order jewelry?

Absolutely! We provide custom jewelry services. Reach out to our team for more details.

What are the terms of your pawn loans?

Our pawn loans have a 4 month or 120-day term with no minimum repayment period. They are non-recourse, meaning if you do not repay, you will simply lose the collateral.

What are your interest rates?

Interest rates are governed by state law, starting at under 3% per month (36% APR). For instance, a $175 loan redeemed in 90 days incurs $15.75 in interest.

What services do you offer?

We provide various loan-related services including home loans, home improvement loans, debt consolidation, and personal loans for individuals with bad credit.

How can I apply for a loan?

You can apply for a loan by visiting our website and filling out the application form or by contacting one of our representatives.

What do I need to qualify for a loan?

Qualification requirements vary by loan type, but generally include proof of income, credit history, and identification.

Is there any assistance for low-income individuals?

Yes, we have specific debt relief solutions tailored for low-income individuals to help them regain financial stability.

What do I need to qualify for a car title loan?

To qualify, you need a clean and clear pink slip for your vehicle, which must be paid off and have no liens against it.

How long does it take to get approved?

You can receive a preliminary approval within 15 minutes, and if everything is in order, you can get cash within one business day.

What is the maximum amount I can borrow?

Loan amounts typically range from $1,000 to $15,000, depending on your vehicle's value and your ability to repay.

Yes, you can fill out the application online, over the phone, or in person at our Southern California location.

What if I have bad credit?

Bad credit is not an issue for approval as long as you have equity in your vehicle.

What types of watches do you buy?

We buy luxury watches from both new and vintage collections, including brands like Rolex, Patek Philippe, Omega, and many others.

How is the value of my watch determined?

The value is determined based on brand reputation, condition, age, and current market demand.

Do I need to make an appointment to sell my watch?

While appointments are not necessary, they are recommended to ensure a smooth and timely appraisal.

What is required to apply for a car title loan?

To apply for a car title loan, you need to fill out an application, provide proof of car ownership (the title), a valid driver’s license, and proof of car insurance.

How long does it take to get approved for a title loan?

Approval for a title loan typically takes about 30 minutes.

Is my credit score a factor in getting a title loan?

No, your credit score does not affect the approval process for a car title loan.

PawnShopz | Discover pawn shops in Costa Mesa, Orange County

pawn shops in Costa Mesa, Orange County

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