A pawn loan is a cash loan provided in exchange for personal property, which remains securely stored with the pawnbroker until the loan is repaid.

What type of items do you accept for pawn?

We accept almost anything with resale value, including jewelry, electronics, and designer handbags.

Can I pawn broken jewelry?

Yes, broken jewelry can be pawned as the precious metals retain value.

How is the value of an item determined?

The value is assessed based on current market prices for precious metals and the salability of other items.

How long do I have to repay my loan?

Pawn loans must be repaid within 120 days, with an option to extend for another 120 days.

Are pawn transactions confidential?

Yes, all transactions are confidential, and we comply with all local, state, and federal regulations.

What is the interest that needs to be paid?

Interest is capped at 3% per month, and additional fees may apply.

How is buying at a pawnshop better vs buying at a retail store?

Items purchased at pawn shops can be significantly cheaper, often at one-third to half the retail price.

What types of gold jewelry do you buy?

We buy all types of gold jewelry including chains, rings, watches (working or not), estate jewelry, dental gold, brooches, pendants, cufflinks, and earrings, regardless of their condition.

How do I get a quote for my coins?

You can call us at (562) 270-1077 for a free quote on any gold, silver, or platinum coins you wish to sell.

Are appointments necessary to sell items?

No appointment is needed! You can come in anytime during our business hours.

What types of jewelry do you buy?

We purchase a wide range of items including diamonds, gold jewelry, and Rolex watches.

How is the value of my jewelry determined?

The value is based on weight, condition, and market demand.

Do you offer appraisals?

Yes, we offer free appraisals for your jewelry before any purchase.

How does getting a loan from 5 Points Jewelry & Loan work?

5 Points Jewelry & Loan provides loans against valuable items like gold, diamond jewelry, and high-end watches, avoiding the credit check hassle. Loans typically range from $1,500 to $3,000, though they can be as low as $100.

Why would someone go to a pawnshop to get a loan?

Pawnshops offer quick loans without credit checks, allowing customers to meet short-term cash needs while receiving around 50% of the collateral's resale value.

What is the foreclosure procedure?

If a loan defaults, the collateral becomes the property of the pawnshop after the due date.

Do most pawning customers lose their merchandise?

No, about 85-90% of loans are repaid. Many customers return repeatedly.

How can I be sure the merchandise I purchase at a pawnshop isn't stolen?

Pawnbrokers cooperate with law enforcement and require identification to deter stolen goods. Less than 1% of items are suspected to be misappropriated.

What is the difference between buying at 5 Points Jewelry & Loan versus a retail store?

5 Points offers luxury items at discounted prices, often ranging from 1/3 to 1/2 off retail. It's a great spot for deals on jewelry and watches.

What types of loans do you offer?

We offer various types of loans including payday loans, bad credit loans, and no credit check loans.

How can I apply for a loan?

You can apply for a loan directly on our website by filling out the application form.

What do I need to qualify for a payday loan?

Generally, you'll need to provide proof of income, identification, and a bank account.

What are the loan terms offered by Sartori Jewelry & Loan?

The loan terms range from a minimum of 61 days to a maximum of 6 months, with a grace period of 10 days.

What are the interest charges for loans under $2,500?

Interest charges vary based on the loan amount, for example, on loans below $2,500, the maximum interest for the first three months ranges from $3.00 for loans under $20 to 9% of the loaned amount for loans up to $2,499.99.

How can I contact Sartori Jewelry & Loan?

You can reach Sartori Jewelry & Loan via phone at (310) 618-1212 or email at info@sartoriloan.com.

What jewelry services do you offer?

We offer custom jewelry design, appraisals, repairs, and buying and selling of fine jewelry and watch services.

Do you offer insurance on jewelry?

Yes, we provide guidance on jewelry insurance and can assist you with obtaining coverage.

What types of loans do you offer?

We offer a range of loans including bridge loans, hard money loans, fix and flip loans, and private money loans.

How long does the approval process take?

Our loan approval process typically takes 24 to 48 hours, depending on the complexity of the application.

Do you offer loans for out-of-state properties?

Yes, we do offer loans for properties located outside of California on a case-by-case basis.

PawnShopz | Discover pawn shops in Covina, Los Angeles County

pawn shops in Covina, Los Angeles County

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phone language Bridge Loans

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If you’re searching for a pawn shop ..

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