What is required to apply for a car title loan?

To apply for a car title loan, you need to fill out an application, provide proof of car ownership (the title), a valid driver’s license, and proof of car insurance.

How long does it take to get approved for a title loan?

Approval for a title loan typically takes about 30 minutes.

Is my credit score a factor in getting a title loan?

No, your credit score does not affect the approval process for a car title loan.

What types of items can I sell?

We buy gold jewelry, gold coins, bullion, watches, and other valuable items.

Do you offer loans against gold?

Yes, we provide loans using gold as collateral, giving you quick access to cash.

What types of items can I pawn or sell at Westminster Pawn?

You can pawn or sell a variety of items, including electronics, jewelry, designer bags, and collectibles.

How does the pawn loan process work?

You bring your item to Westminster Pawn, where we evaluate its worth. A loan amount is determined, and if you accept, you'll receive cash instantly.

What types of items do you accept for loans?

We accept a wide range of items including jewelry, electronics, musical instruments, tools, and more.

Do you perform credit checks for loans?

No, we do not check your credit score for loans.

What are your business hours?

We are open Monday through Saturday from 9:00 AM to 5:00 PM and closed on Sundays.

Is there a warranty on the products purchased?

Yes, all our products come with a warranty.

What services does King's Jewelry & Loan offer?

We offer collateral loans, gold buying, jewelry repair, and emergency cash services.

Do you buy gold and jewelry?

Yes, we buy gold, jewelry, and other valuable items.

What are your business hours?

We are open Monday through Saturday from 9:00 AM to 5:00 PM, and we are closed on Sundays.

What should I bring when pawn something?

Please bring a valid ID and the item you wish to pawn.

Is there a limit to how long I can keep my pawned item?

Pawns can typically be redeemed within 30 days, but we can discuss extensions.

What types of art do you accept as collateral?

We lend against fine art and antiquities with a minimum value of $250,000.

How is the value of the artwork determined?

Value is determined via third-party appraisal, or from a public auction held by one of the major auction houses (Sotheby’s, Christie’s, Phillips, Bonhams) within the past two years.

What are the fees associated with the loan?

There is a 1% loan origination and underwriting fee, plus storage and transportation costs.

Can I pay off the loan early?

Yes, you can pay off your loan and have your artwork returned at any time after making a minimum interest payment.

How fast can I receive a cash loan?

You can receive cash in as little as 25 minutes after the appraisal of your item.

What types of items do you accept for pawning?

We accept a wide variety of items including jewelry, watches, bikes, and musical instruments.

Are there any fees for appraisals?

No, appraisals are free of charge.

What is a Car Title Loan and How Does It Work?

A car title loan is a short-term, secured loan that uses your vehicle’s title as collateral, allowing you to keep driving your car while making monthly payments.

How Much Money Can I Borrow with a Car Title Loan?

The amount you can borrow is based on your vehicle’s equity, and TFC Title Loans works with various lenders to secure the highest loan amount possible based on your car's value.

Can I Still Drive My Car During the Loan Period?

Yes, you can continue to drive your vehicle as you repay your car title loan.

Is it Possible to Get a Car Title Loan with Bad Credit?

Yes, TFC Title Loans assists individuals with bad credit, focusing on your vehicle's equity and income rather than solely on your credit history.

What Documents Are Required to Apply for a Car Title Loan?

You need a car title, proof of income, driver's license, proof of residence, and car insurance to apply.

How Quickly Can I Get Approved and Receive the Funds?

Most approvals happen within 24 hours, but times can vary.

Are There Prepayment Penalties with Car Title Loans?

No, you can pay off your loan early without incurring any penalties.

What Happens if I Cannot Repay the Car Title Loan?

It's important to communicate with TFC Title Loans immediately if repayment becomes difficult; they can work with you on alternative solutions.

Can I Refinance an Existing Car Title Loan Through TFC Title Loans?

Yes, TFC Title Loans can assist with refinancing to secure better terms.

What Sets TFC Title Loans Apart from Other Brokers?

TFC Title Loans provides fast, accessible funding with a focus on customer support.

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