What services does Acaurum offer for buyers of gold bullion?

Acaurum provides a discreet and efficient service tailored to the specific needs of gold bullion buyers, ensuring anonymity and protection of interests.

How can I sell my gold bullion through Acaurum?

If you're looking to sell gold bullion, Acaurum connects you with serious buyers who have a proven track record for swift and safe transactions.

What kind of due diligence does Acaurum perform?

Acaurum has in-house due diligence procedures designed to filter buyers and sellers to match your requirements effectively.

How quickly can I receive my loan?

Most lenders fund the loan by the next business day after approval.

Do I need to provide collateral for a payday loan?

No, you do not need to provide any collateral to qualify for a payday loan.

What types of loans do you offer?

We offer payday loans, cash advances, and other short-term financing options.

What items do you accept for loans?

We accept a wide range of items including gold, diamonds, silver, jewelry, coins, electronic equipment, and more.

How long do I have to repay my loan?

You can repay your loan within 4 months. If you need more time, we can accommodate your request.

Do you purchase items from customers?

Yes, we also buy valuables if you no longer need them, including scrap gold.

What are your business hours?

We are open Monday to Friday from 9 AM to 5 PM and closed on weekends.

How quickly can I receive the funds?

Once you submit your request and e-sign the deal, funds can be in your bank account within one business day.

What types of loans do you offer?

We provide emergency loans, personal loans for bad credit, and payday loans.

Do you check my credit score?

Grant Payday Loans does not perform a hard credit check; we only do a soft inquiry.

How to qualify for a loan?

To qualify, you must be a U.S. citizen, at least 18 years old, and provide proof of regular income of around $1,000. Military members and their dependents are excluded.

How much money can I borrow?

For payday loans, you can borrow between $100 and $1000, while new clients typically qualify for $400-$800. For installment loans, amounts can be up to $5,000.

How to apply for an online loan?

New clients should fill out an online application. Returning clients can simply log in to their account.

When do I receive my loan?

Most loans are deposited within 24 hours or the next business day after approval.

Do you help people with no credit?

Yes! We provide support for individuals with no credit.

Do you charge any fees for using your service?

No, our online service is free to apply and there are no commitments if you’re not satisfied.

What types of items can I pawn?

You can pawn a variety of items including jewelry, electronics, tools, and more. Please check with us for specific eligibility.

Do you offer loans on merchandise?

Yes, we provide loans based on the value of the merchandise you bring in.

What types of items do you buy?

We buy various gold and silver items, including jewelry, coins, and bullion products like Silver Eagles and Silver Bars.

How does your appraisal process work?

Our appraisal process involves determining the karat of each piece using an acid test, weighing the items, and calculating the price based on the New York Spot Gold Index.

Does your business provide loans?

No, we do not loan cash for items. We are a Buy - Sell - Trade store.

Does your business buy Gift Cards?

No, we do not buy gift cards at this time.

Does your business purchase costume fashion jewelry?

No. We are not currently purchasing costume jewelry at this time.

Does your business deal with firearms?

No. We do not have a FFL (Federal Firearms License). We do not purchase or sell firearms or ammunition made after 1890-Present.

Does your business offer jewelry or watch repair services?

No. We do not repair watches, insert or remove links. We do not resize or fix broken jewelry. *We DO OFFER watch battery replacement services. Call us for a quote today!

Does your business purchase furniture?

No, we are a small store front. Unfortunately, we do not have the space for such items. This also includes bicycles, large construction equipment, appliances, etc.

Does your business offer payment plans?

Yes we do! We offer a 30 day lay-a-way service. We require a 20% down payment on the item you want to purchase. Item must be paid with-in 30 days. Call us for more information!

Does your business offer consignment?

Yes, however, we are selective with the items that we allow on consignment. Preferably, the item should be of high value, greater than $300. We can help you pick from a 30/60/90 day consignment. Appropriate selling costs and fees will be deducted once sale is final. Call us for more information.

Do I need an appointment before stopping by?

Yes, we require customers to schedule an appointment for privacy and safety, but we do reserve some slots for same-day appointments.

Do you do Currency Exchange?

No, we do not offer currency exchange. However, your local bank can assist you.

Do You Buy Coins with Errors?

We only buy error coins that are graded by PCGS or NGC or well-known error coins.

Dimes and quarters from 1964 and earlier contain silver and are worth more than their face value.

Should I clean my coins?

We advise against cleaning coins as it can reduce their value.

Can you cash my coins in?

No, we do not have cashing services for coins; banks and CoinStar machines can assist.

What if I have a large coin/jewelry collection?

You should schedule an appointment, ideally a day in advance, to ensure enough time for evaluation.

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