What types of items do you buy?

We buy gold, silver, and diamond jewellery.

Is there any charge for evaluation?

No, we provide free evaluation for all items.

Do you provide cash instantly?

Yes, you will receive cash immediately after we complete the evaluation.

Are your transactions safe?

Absolutely, we ensure secure transactions to protect our customers.

Where is your location?

E-104 First Floor, Rodeo Drive Market, South City II, Sector 49, Gurugram, Haryana, 122018.

How can I sell my gold?

You can sell your gold by visiting our office or contacting us to get the best price.

What items can I sell to Cash for Gold?

You can sell gold, silver, and diamond items.

Do you offer cash immediately when I sell?

Yes, we provide immediate cash payments for your items.

What types of precious metals do you buy?

We buy gold, silver, diamonds, platinum, and other precious items.

What payment methods do you offer for selling gold?

We provide payments through Cash, RTGS, NEFT, or Cheque.

Are there any fees for quality checks?

No, we do not charge any extra fees for quality checks.

What do we offer to our customers?

XpressLoan is a loan company providing personal loans for a short time, up to Rs. 1,00,000, with flexible tenure.

By what time will I receive the loan amount?

The process is swift; upon meeting eligibility criteria and document verification, the loan is granted.

What all documents are needed for the loan application?

To apply for a personal loan from XpressLoan, you would need: PAN Card, Address Proof, 3 Months Salary Slips, and Bank Statement of last 6 months.

Is there any registration fee to begin the loan process?

No, there are no charges for the application process.

What is the maximum amount of personal loan one can apply for?

You can apply for a maximum loan amount of Rs. 1,00,000, though starting with a lesser amount according to eligibility is common.

Why was my application rejected?

Your application may be rejected if your profile does not meet the eligibility criteria.

Where can I use this loan?

You can use this loan in any way you want.

What is the repayment tenure for personal loans?

Loans can be repaid in a one-time amount or through small EMIs.

What are the things that I should look for before applying for a personal loan?

Consider interest rates, repayment flexibility, processing fees, and customer service.

What is the minimum salary required for the loan?

The minimum salary for a salaried person varies by location, and depends on your city and personal financial obligations.

What are the documents required for a salaried person?

You will need an Aadhar card, PAN card, address proof, three months' salary slip, and bank statements.

What is the maximum loan amount?

The maximum loan you can receive will depend on your salary and credit score.

How much CIBIL score is required for a salaried person?

Generally, a CIBIL score of 750 or higher is preferred, although applicants with lower scores can also apply.

What happens if I cannot pay the loan on time?

Late payments may negatively impact your credit score, creating issues for future borrowings.

How much time does it take for loan approval?

Loan approval can be quick if your credit score and salary are adequate, potentially offering instant disbursal.

What is the highest amount I can get approved?

We provide loans up to ₹4,00,000, depending on your credit score.

Are there document verifications before the loan approval?

Yes, your documents will be verified automatically upon application, eliminating the need for a physical office visit.

Are there prepayments required before the approval?

No prepayment is required for getting your loan approved.

Can we pay the loan amount in different EMI structures?

Yes, we offer flexible repayment options, making repayment manageable.

Is there a problem if I delay my repayments?

Yes, repaying late can harm your credit score.

Can we decrease the length of EMI by increasing the EMI amount?

Yes, you can opt for a higher EMI to shorten the repayment period.

What is the tenure of the loan?

The loan tenure is typically six months, with various EMI options available.

Is it beneficial to activate automatic repayments?

Yes, automatic repayments are helpful for timely payments.

What are the facilities provided for flexible repayments?

We offer EMI options, automatic bank deductions, and more facilities for easier repayments.

What types of loans do you offer?

We provide a variety of loans, including home loans, personal loans, and business loans.

How does your loan application process work?

Our process includes a free initial consultation, assisting with documentation, and following up with lenders on your behalf.

What are your operating hours?

We are open Monday to Saturday from 9:00 AM to 7:00 PM and closed on Sundays.

What types of loans do you offer?

We offer a variety of loans including business loans, home loans, personal loans, loan against property, unsecured loans, and more.

What are your business hours?

Our business hours are from 10:00 AM to 06:30 PM, Monday to Saturday.

Can I apply for a loan online?

Yes, we have a user-friendly online application process that allows you to apply for loans easily.

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