What is a personal loan?

A personal loan is a medium-term loan with a reasonable interest rate that is repaid in equal monthly installments, typically limited to two years. JacintoFinance can assist you in obtaining up to $5,000, depending on the lender, your state, and your financial condition.

What do I need to be approved?

For approval, you must be a legal resident of the USA, at least 18 years old, provide valid contact information, demonstrate legal employment with consistent income, and have an active bank account.

Is the process of getting a loan safe?

Yes, JacintoFinance ensures your data is encrypted and processed using industry-leading technology to safeguard your personal information.

How much should I wait to get a loan?

The loan process is relatively fast, generally requiring just a few minutes to complete the application, with most approvals completed in less than an hour. Borrowers can typically expect to receive funds within one business day.

May I be approved with a bad credit score?

Some lenders may perform credit checks, while others may only check if you are not bankrupt or have no outstanding debts. Generally, poor or no credit does not disqualify you, but it may impact the loan amount and terms offered.

Why does one have to contact a lender directly?

JacintoFinance connects customers with reputable lenders but does not provide details about specific loan products or terms. Borrowers should address any concerns about their loan agreements directly with their lenders.

What is the annual percentage rate (APR)?

The fees and APR you will be charged will be provided in writing by the lender after you submit a loan request.

Why might one need to renew a loan?

If borrowers find it difficult to repay their loans on time due to unforeseen circumstances, most lenders allow loan renewal for additional interest on the total amount. This can be costly, so it's advisable to consult lenders beforehand.

What happens when one can't pay off on time or at all?

Terms related to default on payments are explained in each credit agreement. It's essential to review these terms before agreeing to a loan, as they outline penalties, fees, and collection practices.

How many loans can one take at a time?

The number of loans taken simultaneously depends on state regulations and specific lender policies. It's important to check relevant laws and lender requirements.

What types of bullion do you offer?

We offer a wide variety of bullion including gold, silver, platinum, and palladium coins and bars.

Do you provide cash for gold?

Yes, we provide cash for gold services where you can convert your unwanted jewelry into cash or bullion.

What are your shipping options?

We provide fully insured shipping options for all orders placed through our website.

Can I pick up my order in store?

Yes, you have the option to pick up your orders at one of our physical locations.

We purchase gold, silver, platinum, and palladium. Please reach out if you have specific items in question.

Yes! If you bring them in personally, you can witness how they are handled through to payment. If you opt to ship them, we prioritize secure storage and quick processing.

How long does it take to get paid?

Payment is typically provided the same day of processing or the next day, with an exact estimate given upon receipt of your items.

What types of items do you loan on?

We loan on a wide range of items including jewelry, electronics, fine art, watches, and designer goods.

What are your business hours?

We are open Monday through Saturday from 9:30 AM to 5:30 PM and closed on Sundays.

Do I need to make an appointment?

No appointment is necessary. You can walk in during our business hours.

What types of metals do you buy?

We purchase gold, silver, platinum, and palladium.

What is the payout percentage for gold?

We offer 99% payout on all gold items over 2.5 KG and 99.6% payout on all gold over 4.5 KG.

What are your business hours?

Our hours are Monday to Friday from 9:30 AM to 5:30 PM.

PawnShopz | Discover pawn shops in Emeryville, Alameda County

pawn shops in Emeryville, Alameda County

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