What types of loans does Access Loans offer?

Access Loans provides personal loans with terms ranging from $850 to $6,000.

What are the business hours for customer service?

Customer service is available Monday to Friday, from 9:00 AM to 5:00 PM.

How can I contact Access Loans for support?

You can reach Access Loans at 888-287-9483 or via email at customerservice@accessloans.com.

Do you offer concealed weapons courses?

Yes, we offer courses that qualify you for a Florida Concealed Weapons Permit.

What types of items can I pawn?

You can pawn items of value, including firearms and precious metals.

What are your hours of operation?

We are closed on Sundays and Mondays. Tuesday to Saturday, we operate from 10:00 AM to 6:00 PM.

What types of precious metals do you process?

We assay, purchase, and process Gold, Silver, Platinum, and Palladium from various sources.

How does the shipping process work?

We provide a fully insured shipping label and you can pack your materials with easy-to-follow guidelines. We contact you immediately upon receiving your shipment.

Do you offer in-person services?

Yes, we can arrange in-person pick-ups or appointments in specific states including Florida and Michigan.

How does a pawn work?

Pawn is another term for a loan secured by some form of collateral. We lend money against items of value ranging from gold and diamond jewelry, electronics, and more. Loans are based on the collateral's value.

What should I expect to be loaned for my item?

Loan amounts vary based on the item's worth and condition. The maximum amount may be set by state pawn laws.

What are your pawn rates?

We charge 20% for general merchandise, 10% for jewelry, and as low as 5% for certain big-ticket items.

What happens if I decide not to reclaim or extend my pawn?

Your item will be offered for sale in our showroom.

What do I need to bring when I pawn my item?

You must have a valid government-issued photo ID and be at least 18 years of age.

Why should I go to a pawnbroker to get a loan?

Pawn broking offers a quick, convenient, and confidential way to borrow money without the need for extensive paperwork.

What is the difference between pawning and selling my item?

Pawning allows you to redeem your item later after paying back the loan, while selling means you relinquish ownership of the item.

What is a Merchant Cash Advance?

A Merchant Cash Advance is a funding option where a business receives a lump sum of cash in exchange for a percentage of future sales.

How quickly can I receive funding?

Fast Merchant Advance offers same-day funding, so you can receive your funds in less than one day.

Is my credit score a factor for approval?

No, Fast Merchant Advance does not require a credit check, making it accessible for those with bad credit.

What types of items do you buy or pawn?

We buy and pawn various types of jewelry and luxury watches, including gold, silver, diamonds, and designer pieces.

What are your pawn loan rates?

Our pawn loans start with a competitive rate of 5%, making it one of the best in South Florida.

Do you offer any warranties?

Yes, we provide a warranty on the items sold, and more details can be found in our product warranty section.

What items do you accept for pawning?

We accept a range of items including electronics, jewelry, designer handbags, watches, and more. If you're unsure, feel free to bring your items in for an appraisal.

What happens if I miss a loan payment?

If you miss a payment, your loan simply defaults. We will send a reminder via text or email regarding your payment due, and there will be no impact to your credit score.

Yes, loans can be renewed at any time by making an interest payment. There are no additional fees or penalties associated with renewing a loan.

What is the minimum and maximum loan period?

The minimum loan period is 1 day and the maximum is 10 years.

Do you charge interest?

We charge for our services provided. There is a 9% processing fee and each loan has an 18% service charge for the financial services provided.

What states do you currently offer money in?

We offer cash advance services in all U.S. states except Texas, New Jersey, and New York due to specific regulations.

How much money can I request?

Our cash advance services allow requests for a maximum limit of $600, although approval may vary based on individual evaluation.

How soon can I get my money?

Funds are typically deposited the next business day after approval, depending on your bank's processing time.

Why do you need my Banking Information?

Banking information is required for verification to assess the appropriate amount for your cash advance while ensuring security and confidentiality.

What if I am late on my programmed payments?

A late fee of $1.99 will be incurred for each day you are late with your scheduled payments.

When can I re-apply again?

You can apply for a new cash advance once you have completed all installments of your current cash advance.

Can I have more than one application at a time?

No, but you can reapply immediately upon completion of current cash advance payments.

What are the payment days?

Automatic payments are withdrawn from your bank account on Monday, Wednesday, and Friday.

Which types of bank accounts do you not accept?

Cash advances are only provided to physical bank accounts; online accounts like Chime or Paypal are not accepted.

Can I get my money by Zelle?

Yes, if your cash advance is approved on a Friday, we offer the option to send your money via Zelle for a $2.50 fee.

PawnShopz | Discover pawn shops in Florida, Oakland Park

pawn shops in Florida, Oakland Park

Access Loans

phone language personal loans

Closed today ⌁ 2.7km

3 years in business

Big Al's Gun & Pawn

phone language pawn shop

Opens in 2 hours ⌁ 2.5km

29 years in business

Arsenal Funding

phone language merchant cash advance

Closed today ⌁ 2.3km

Arsenal Funding is like no other len..

DLight Refiners

phone language gold refining

Opens in 1 hour ⌁ 2.8km

DLight Refiners purchases and proces..

Bee Pawn

phone language pawn shop

Opens in 2 hours ⌁ 2.5km

Best pawn shop with lowest interest ..

Elite Gold Buyers FL

phone language gold buying

Opens in 2 hours ⌁ 0.1km

Maximize Your Gold Value with Us Unl..

Fast Merchant Advance

phone language merchant cash advance

Opens in 2 hours ⌁ 2.7km

8 years in business

Morningstar's Jewelers

phone language pawn shop

Opens in 1 hour ⌁ 1.8km

65 years in business

Florida Pawn

phone language pawn shop

Opens in 2 hours ⌁ 1.8km

11 years in business

Zaz Advances

phone language cash advance

Closed today ⌁ 1.8km

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pawn shops in Florida, Oakland Park

Access Loans

Big Al's Gun & Pawn

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Elite Gold Buyers FL

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Morningstar's Jewelers

Florida Pawn

Zaz Advances

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