How does a pawn shop work in Florida?

Pawnbrokers lend money based on the value of items like jewelry, gold, tools, and vehicles. Customers borrow against these items, which are held as collateral. Loans typically range from $5 to thousands, last for 30 days with a 30-day grace period, and interest cannot exceed 25% for that period.

How do I know the merchandise I purchase at a pawn shop isn't stolen?

The likelihood of buying stolen goods is very low, as less than 0.1% of items pawned are identified as stolen. Pawnbrokers require a government-issued ID and report item details to law enforcement, reducing the chances of accepting stolen goods.

Do most pawning customers lose their merchandise?

Typically, about 70% of loans are repaid. Pawnbrokers only look to the pawned item for recovery, meaning it's the customer’s choice to repay.

How do you determine the value of jewelry?

Jewelry value assessment involves testing precious metals and gems. Factors include visual inspection, weight, and using a licensed metal analyzer for accurate metal content.

How do you determine the value of gold?

Gold value assessment relies on the type of gold and current market rates. The shop updates gold pricing every 10 seconds.

Can you give a quote for an item over the phone?

Quotes cannot be provided over the phone as the item's condition must be assessed in person.

Is my collateral safe while in pawn?

Customers still own their items while they are in pawn. The shop ensures safe and secure storage for items.

How does a pawn work?

A pawn is a cash loan given in exchange for collateral, like jewelry or valuable items. You can recover your property once the loan is repaid.

How much money can I take out on a loan?

There is no limit; the loan amount depends on the value of the items you put up as collateral.

Can I have multiple loans with you?

Yes, each loan is a separate transaction, and you can have more than one loan with us.

What happens if I do not comply with the terms of the loan?

Loans have a 60-day term and can be extended every 30 days. If not repaid, the loan will become the property of Gold Star.

What is your return or refund policy?

We offer in-store credit or exchanges.

What kind of items do you accept?

We buy or loan on many items including jewelry, electronics, and even larger items like motorcycles and boats.

Do you offer layaway?

Yes, we have a layaway program where you can secure an item with just 10% down.

What services do you offer for selling gold?

We provide competitive offers for gold and jewelry, along with appraisals.

Can I get my jewelry appraised?

Yes, we offer professional appraisal services for all types of jewelry.

Do you provide custom jewelry services?

Absolutely! Our experts can help design custom pieces based on your specifications.

What are your business hours?

We are open Monday to Saturday from 10:00 AM to 6:00 PM, Thursday and Friday until 7:00 PM, and Sunday from 12:00 PM to 5:00 PM.

What types of items do you buy?

We buy gold, silver, diamonds, gems, watches, and coins.

How does the appraisal process work?

Bring your items to our store, where our skilled appraisers will examine them and provide a fair assessment along with a no-obligation cash offer.

Do I need to make an appointment to sell my items?

No appointment is required; you can walk in at your convenience.

What types of items do you accept for pawn?

We accept a wide variety of items, including gold, silver, Rolex watches, electronics, coins, tools, and bicycles.

What are your hours of operation?

Our store is open Monday to Saturday from 9:00 AM to 6:00 PM. Holiday hours may vary.

Do you offer cash loans on items?

Yes, we offer quick cash loans based on the value of your items.

What is the spot price for gold you offer?

We provide competitive offers at 90% of the current market gold spot rate.

What is a settlement loan?

A settlement loan is a financial tool designed to provide cash advances to plaintiffs awaiting settlement payouts from lawsuits.

How quickly can I get funding?

Funding timelines may vary, but most customers can expect to receive their funds within a few days after approval.

Are there any fees associated with settlement loans?

Yes, there are fees associated, but they are typically deducted from the settlement amount upon final settlement.

Can anyone apply for a settlement loan?

To qualify for a settlement loan, applicants usually need to have an ongoing case with a personal injury attorney.

PawnShopz | Discover pawn shops in Florida, Palm Valley

pawn shops in Florida, Palm Valley

Jax Jewelry and Pawn

phone language Pawn Shop

Opens at 9:00 AM ⌁ 15.7km

13 years in business

Gold Star Jewelry & Pawn

phone language pawn shop

Opens at 9:00 AM ⌁ 5.0km

24 years in business

Miriam's Jewelry

phone language jewelry store

Opens at 10:00 AM ⌁ 18.9km

30 years in business

Jacksonville Gold Exchange

phone language gold buying

Opens at 10:00 AM ⌁ 13.9km

3 years in business

Beaches Jewelry & Pawn

phone language pawn shop

Opens at 9:00 AM ⌁ 18.8km

28 years in business

Atlantic Jewelry & Loan

phone language pawn shop

Opens at 9:00 AM ⌁ 5.8km

25 years in business

USA Settlement Loan

phone language Lawsuit Funding

Opens at 9:00 AM ⌁ 12.3km

3 years in business

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pawn shops in Florida, Palm Valley

Jax Jewelry and Pawn

Gold Star Jewelry & Pawn

Miriam's Jewelry

Jacksonville Gold Exchange

Beaches Jewelry & Pawn

Atlantic Jewelry & Loan

USA Settlement Loan

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