What interest does WARRA Finance Pty Ltd charge?

WARRA Finance’s interest rates align with the National Credit Regulator (NCR). The monthly repayments on loans consider the related service fee and credit protection insurance.

What are the company’s loan qualifying criteria?

To qualify, you must be at least 18 years old, a South African citizen, permanently employed for a minimum of 3 months, earning a minimum of R4000 per month, and able to provide account details.

What are the required documents to apply for a loan?

Applicants need a valid South African identity document or a certified copy, the latest proof of income (payslip), and bank account details where salary is paid.

How soon will the money be available in my personal account after approval?

New clients will have funds available within 24 hours after approval, while existing clients can expect funds within an hour.

How do I check my loan balance and expected payment at the end of the month?

You can log into your profile to view details or contact the accounts department via accounts@warrafinance.co.za.

Is there a possibility to request additional funds after the initial loan amount?

Yes, you can request additional funds using your login details, depending on your affordability and the remaining available balance in your profile.

Does the company allow for early loan repayments?

Yes, early repayment is allowed, enabling you to save on interest and give flexibility in your loan instalments.

Can I apply for a loan if I’m on a contract or self-employed?

No, you need to be permanently employed for a minimum of three months to qualify for a low-interest loan.

Can I apply if I’m under debt review or blacklisted?

Yes, you can still apply. WARRA Finance will conduct the necessary credit checks and assess your affordability based on your earnings.

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Warra Finance

phone language personal loans

Opens at 9:00 AM ⌁

4 years in business

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