What types of items can I pawn?

We accept gold, silver, diamonds, jewelry, designer handbags, luxury watches, fine art, and more.

What do I need to bring for a pawn transaction?

You need to bring your valuables and a form of photo identification such as a driver's license, SA ID, or passport.

How quickly can I get cash?

The entire process can be completed quickly, with cash in your hand shortly after assessment.

What items do you buy?

We purchase a variety of items including Scrap Gold, Broken Gold Jewellery, Gold Watches, Gold Coins, and Silver Items.

How does the selling process work?

The selling process is simple and secure. Our trained buyers assess the quality, karat, and weight of your jewellery to provide you with the best price available.

What happens if I'm unhappy with the offer?

If you're not satisfied with our offer, we will return your items to you at no cost.

What types of items do you buy?

We buy gold, silver, diamonds, watches, old/rare coins, bank notes, and fine jewelry in any condition.

How does the selling process work?

Simply visit us during business hours, and we provide immediate payment for your items. Alternatively, we can come to you for a valuation.

Where are your branches located?

Our main office is in Sandton, and we have branches in Alberton and Springs.

What types of loans do you offer?

We offer loans against property, cars, vehicles, and various valuables like art and jewelry.

How does the application process work?

You apply, we assess your assets and determine the amount you can borrow based on their value.

What is the minimum and maximum loan amount?

Our loan amounts vary based on the asset value, so there’s no fixed minimum or maximum.

Are there any penalties for early repayment?

No, we do not charge any penalties for early repayment.

What are vehicle collateral loans?

Vehicle collateral loans use a fully paid-up vehicle as security for a loan. They offer quick access to funds without credit checks.

What are the benefits of using my car as collateral?

Benefits include loan amounts up to 90% of the vehicle’s value. You can get same-day cash transfers. Plus, you can keep driving your car.

What are the eligibility criteria for car title loans?

You need to own a fully paid-up vehicle. Original registration documents are required. You must provide valid ID and proof of residence.

How do I obtain a loan against car papers?

First, research trusted pawn shops in your area. Prepare necessary documents and visit the chosen pawn shop. Agree on loan terms with the lender.

What are the interest rates and repayment terms for car title loans?

Interest rates can be high, with APRs ranging from 36% to 60%. Repayment terms typically last between 3 and 24 months.

What are the risks associated with car title loans?

The main risk is potential vehicle repossession if you miss payments. Hidden fees and high interest rates can also catch borrowers off guard.

What are the legal aspects of vehicle-based loans in South Africa?

In South Africa, these loans are regulated under the National Credit Act. It’s vital to read the loan agreement carefully.

How do car title loans differ from traditional lending options?

Car title loans use the vehicle as collateral. They offer quicker approval without credit checks, but have higher interest rates.

What are the basic requirements for applying for a personal loan?

You need the last 3 months' bank statements or payslips, and a copy of your ID.

How do I apply for a loan?

You can apply online on our website and send the required documents to info@finsaploans.co.za.

Can I get a loan if I have bad credit?

Yes, we offer loans for individuals with blacklisted histories.

What types of luxury items does The Gold Avenue buy?

The Gold Avenue purchases diamond jewelry, luxury watches, gold jewelry, Krugerrands, and gold coins.

How can I book an appointment to sell my items?

You can book an appointment by contacting us through our phone number or email listed on the website.

What are your operating hours?

Our business hours are Monday to Friday from 9:00 AM to 5:00 PM, Saturday from 10:00 AM to 3:00 PM, and we are closed on Sundays.

What should I bring to the appointment?

You should bring your ID book or card, banking details, and the item you'd like to sell.

Am I obliged to sell my gold jewellery once you've done an evaluation?

No, the valuation service is free and comes with no obligation to sell.

When will I get paid?

You will be paid immediately after the value of your gold is determined, either directly into your bank account or in cash.

How do you determine the value of my gold?

The value is calculated according to current market prices.

Do my diamonds need to be certified?

No, certification is not required, but it's recommended for better understanding of the diamond's value.

What do you accept as collateral for loans?

We accept various movable assets like gold, diamonds, luxury watches, and Krugerrands.

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