What items can I pawn or sell?

We loan on a variety of items including guns, gold, jewelry, electronics, and more.

What are the loan terms?

Loan terms are typically 30 days, with options to extend by paying the interest.

How long does the loan process take?

The entire loan process usually takes less than 15 minutes.

What types of items do you buy?

We buy a variety of items including gold, jewelry, watches, handbags, electronics, tools, and music gear.

What services do you offer at your pawn shop?

We offer pawning, buying, and selling of various items alongside cash loans with no credit checks.

What are your operating hours?

We are open Monday through Saturday from 10 AM to 6 PM, and we are closed on Sundays.

What size loans do you provide?

We offer loans ranging from $300 to over $100,000. The amount is dependent on your needs and the collateral you can provide.

How do I apply for a loan?

Simply contact us, and we'll guide you through the straightforward process to obtain the funds.

What kind of loans do you issue?

We primarily issue secured loans based on collateral that holds equal or greater value than the loan amount.

What can I use for a title pawn collateral loan?

We accept a variety of assets as collateral for loans, mainly motor vehicles, but many other options are available.

Do you require a credit check to get a loan?

No, we do not perform credit checks as our loans are based on collateral.

What can I do if I’m already paying a loan?

We specialize in title pawn buyouts, which often help save customers 20-50% on their monthly payments.

What is a title pawn?

A title pawn is a fast way for vehicle owners to access cash using their lien-free vehicle titles as collateral.

What collateral does Unique Funding accept?

We consider most vehicles and assets, including commercial trucks, heavy equipment, boats, and recreational vehicles.

How is my vehicle valued?

We assess the fair market value of your collateral to determine the loan amount we can offer.

What is the interest rate?

Our interest rates typically range from 8% to 12% monthly, and we strive to beat our competitors' rates.

How do I pay off my title pawn?

Payments can be made in cash at our locations or via debit card over the phone (fees may apply).

Does Unique Funding report to credit agencies?

No, we do not report to credit agencies, ensuring that your transaction remains confidential.

What types of loans do you offer?

We offer personal loans, used car purchase loans, and real estate equity loans.

What is your interest rate policy?

Our rates for loans over $3000 are determined by the collateral condition and your credit.

Can I make payments online?

Yes, we encourage all customers to pay via credit card by phone or through their bank's online bill pay system.

Do you report to credit bureaus?

Yes, we report customer loan information to Equifax and TransUnion.

What is a Title Pawn?

A title pawn is a quick and simple way to obtain cash using your vehicle as collateral, allowing you to keep driving your vehicle.

What if I have bad credit?

You can still be approved for a title pawn, as your vehicle title serves as your credit—good credit is not necessary.

How much cash can I get?

You may receive up to $10,000, depending on your vehicle's value and condition, along with your cash needs.

How long does a title pawn take?

Typically, the process takes about 30 minutes if you have all required documents ready.

What documents do I need to bring?

You need to bring your vehicle, its title, a state issued ID, proof of residency, proof of insurance, and proof of income.

Do you run a credit check?

No, we do not perform credit checks as your vehicle is used as collateral.

How do I get my title back?

Once your title pawn loan is fully paid, your title will be returned to you.

What is a hard money loan?

A hard money loan is a type of asset-based financing where a borrower receives funds secured by real property. Hard money loans typically have higher interest rates than traditional loans, but they can be funded much faster.

What types of properties can be financed with hard money loans?

Hard money loans can be used for various types of properties, including residential, commercial, and investment properties.

Are there any upfront fees for a hard money loan?

No, Georgia Hard Money does not charge any upfront or inspection fees prior to closing.

What hours are you open?

We are open Monday through Friday from 10 AM to 5 PM, Saturday from 10 AM to 2 PM, and Sunday by appointment from 11 AM to 1 PM.

Do I need an appointment?

Appointments are preferred to ensure the best customer service.

PawnShopz | Discover pawn shops in Georgia, Norcross

pawn shops in Georgia, Norcross

1800NewDeal

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Georgia Title Pawn

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Georgia Hard Money

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