What types of loans does Rupyy offer?

Rupyy offers various loan products including personal loans, business loans, used car loans, new car loans, loans against cars, two-wheeler loans, and green loans.

What is the processing time for loans?

Loans can be processed and disbursed within 24 hours, provided all necessary documentation is submitted.

What types of gold do you accept?

We accept all types of gold jewelry, coins, and items. However, we do not buy stolen or fake gold.

Do I need documents to sell my gold?

Yes, sellers must have the appropriate documentation to deal with us.

Can I get a gold loan without a credit score?

Yes, our gold loans are secured by your gold, so credit scores are not the primary factor.

What documents do I need to sell gold?

You need valid identification, such as an Aadhar card or driver’s license, and any purchase receipts for your gold items.

How long does the evaluation process take?

The evaluation process usually takes about 15 to 30 minutes, depending on the complexity of the items being evaluated.

Do you buy damaged gold items?

Yes, we purchase damaged gold items as well. We assess based on the gold content.

What types of items do you buy?

We buy gold, silver, and diamond jewellery.

Is there any charge for evaluation?

No, we provide free evaluation for all items.

Do you provide cash instantly?

Yes, you will receive cash immediately after we complete the evaluation.

Are your transactions safe?

Absolutely, we ensure secure transactions to protect our customers.

Where is your location?

E-104 First Floor, Rodeo Drive Market, South City II, Sector 49, Gurugram, Haryana, 122018.

How can I sell my gold?

You can sell your gold by visiting our office or contacting us to get the best price.

What items can I sell to Cash for Gold?

You can sell gold, silver, and diamond items.

Do you offer cash immediately when I sell?

Yes, we provide immediate cash payments for your items.

What are the minimum and maximum loan amounts available?

The minimum loan amount is Rs. 5,000 and the maximum is Rs. 1,00,000.

What is the processing fee for a loan?

The processing fee ranges from 5% to 8% of the loan amount.

How quickly will I receive my loan?

Funds are usually disbursed within 4-5 hours after loan approval.

Are there any pre-closure charges?

No, there are no pre-closure charges for the loans we offer.

What types of personal loans do you offer?

We offer various personal loans including travel loans, wedding loans, education loans, and loans for medical emergencies, among others.

How can I check my CRIF credit score?

You can check your CRIF credit score online via our detailed blog guide, which lists the steps to ensure you get accurate information.

What documents are required to apply for a personal loan?

Typically, you will need proof of identity, income documents, bank statements, and other financial information as outlined in our application process.

What is a Non-Banking Financial Company (NBFC)?

A Non-Banking Financial Company (NBFC) is a financial institution that provides various services including loans and insurance, but does not engage in traditional banking activities such as accepting deposits from the public.

What are the key differences between banks and NBFCs?

1. NBFCs cannot accept demand deposits. 2. NBFCs are not part of the payment system and cannot issue cheques. 3. Deposit insurance from the Deposit Insurance and Credit Guarantee Corporation is unavailable to NBFC depositors.

What documents are required for applying for a Personal Loan from BharatLoan?

1. Photo Identity Proof (PAN card) 2. Latest salary slip 3. Aadhaar Card 4. Permanent Address Proof (passport or any utility bill not older than 2 months) 5. Latest bank account statement.

Can I repay my loan before the due date?

Yes, you are allowed to repay your loan early to avoid any additional interest accrual.

How fast can I get my loan?

You can expect your loan to be disbursed within 30 minutes or less from the approval.

What types of precious metals do you buy?

We buy gold, silver, diamonds, platinum, and other precious items.

What payment methods do you offer for selling gold?

We provide payments through Cash, RTGS, NEFT, or Cheque.

Are there any fees for quality checks?

No, we do not charge any extra fees for quality checks.

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