Do You Employ Licensed Pawnbrokers?

Yes, all our pawnbrokers are licensed, and we conduct FBI background checks to ensure customer confidence.

What is a “Pawn Loan”?

A pawn loan is a quick and easy method to get cash without a credit check, using your items as collateral. You can redeem your items at any time during the loan term.

What Kind of Items Can I Pawn?

You can pawn gold, silver, jewelry, watches, electronics, and designer goods, amongst others. The value is determined by our staff.

Can I Get a Quote Over the Phone or by Email?

No, we do not provide quotes over the phone or email; items must be brought in for appraisal.

What if I Cannot Pay Back My Loan?

If you cannot pay back the pawn loan, you have no obligation as it is non-recourse. You may choose to pay only service charges.

Can I Pawn a Firearm?

Money Mart Pawn & Jewelry does not accept stolen merchandise.

What types of items do you buy and sell?

We buy and sell coin collections, precious metals like gold, silver, and platinum coins and bars, as well as diamond jewelry, rare and ancient currency, classic timepieces, and authentic jewelry.

What are your business hours?

We are closed on Sundays and Mondays. From Tuesday to Saturday, we are open from 10:00 AM to 3:00 PM.

How does a pawn loan work?

Pawn loans are straightforward ways to obtain quick cash based on the value of your pawned item. They come with a term of one month plus a 30-day grace period. You can extend or surrender your merchandise if needed.

What is an extension?

An extension allows you to prolong your 30-day loan by an additional 30 days for just the interest amount if you cannot pay back within the initial timeframe.

A renewal allows you to pay only the accrued interest on your loan, enabling you to initiate a new pawn loan while keeping the original payment amount.

What type of identification do I need to get a loan?

You will need a state-issued ID or driver's license that is not more than one year expired, an immigration card, or a passport.

How do you determine how much to loan me on my item?

The loan amount depends on the item's value, condition, and our ability to resell it if necessary. Our experienced management team evaluates this personally.

Are pawnshops regulated?

Yes, they are regulated at local, state, and federal levels. In Texas, pawnshops obtain licenses from the Office of Consumer Credit and undergo regular audits.

How old do I have to be to buy a gun?

You must be 18 years old to purchase a long-gun and 21 to buy a handgun, along with passing a federal background check.

Should I be concerned about buying a stolen item?

No, we work with local authorities to ensure the prevention and identification of stolen property, requiring ID for all pawned or sold items.

Yes, items can be placed on layaway with just a 10% down payment, followed by a mutually agreed upon monthly payment.

What are the new hours for the Spring location?

The new hours for the Spring location are Monday to Friday from 10 AM to 5:30 PM and Saturday from 11 AM to 4 PM.

Do I need to make a minimum order for the online store?

No, there are no minimum orders in the new online store, and items will ship directly to your home.

Can I sell graded bullion?

Yes, Houston Gold Merchants can assist you with selling your graded bullion and provide valuable insights.

What are typical payday loan requirements?

To qualify for a payday loan, you need to be a U.S. citizen, at least 18 years old, and must show proof of employment or a regular income of $1,000 or more per month, along with having a bank account.

How soon will I receive the funds?

Many borrowers report receiving their funds the next business day, allowing you to have the money in your bank account by morning.

What happens if I don't make a payment on my loan by the due date?

Failing to make a payment on time can negatively affect your credit rating as the loan is a legally binding agreement.

Can I get a payday loan if I have bad credit?

Yes, payday lenders cater to various borrowers, including those with bad credit. It's advisable to research your options and have proof of income ready.

What if I have filed for bankruptcy?

Individuals with a bankruptcy history can still potentially qualify for a payday loan, especially if they can demonstrate financial responsibility since.

What are the requirements?

To be eligible, you need to have worked at least 6 months at your job, possess a Texas Driver License or I.D., be 18 or older, provide a bank statement, and show proof of income (like a paystub, award letter, child support, or retirement).

What is the difference between a payday loan and an installment loan?

Payday loans typically have higher interest rates and require repayment in full with interest on your next payday, while installment loans allow for monthly payments over up to 12 months at a lower rate.

Can I apply if I don’t live in Texas?

No, only Texas residents are eligible to apply for an installment loan.

Can you deposit my loan in my Bank Account?

Yes, the loan proceeds can be transferred to your bank account the next business day or you can visit our branch.

Does my credit have to be Perfect?

No, as long as you are not currently behind on bills, we can overlook past credit issues.

Do you accept debit card payments?

Yes, payments on your installment loan can be made using a debit card or through ACH debit.

When are my payments due?

Payments are due once a month, 30 days after you receive your personal loan.

Do you report to the credit bureau?

Yes, we report to the credit bureau every month to help you establish and build your credit history.

What types of loans do you offer?

We provide online loans, signature loans, monthly installment loans, and personal loans.

What is the maximum amount I can borrow?

You can borrow up to $1,600 for emergencies, bills, or any other needs.

How do I apply for a loan?

You can apply online or by phone by calling (713) 226-8463.

What are Shepherd's rates?

Shepherd Capital’s rates are as low as 1-3%. We guarantee to match or beat any competitor’s rate.

How much funding can I get?

Funding amounts range from $500 to $2,500,000, depending on the value of your case.

Which states does Shepherd serve?

We provide funding in 48 states. However, we do not offer services in TN, CO, and MD.

What happens if I lose my case?

If you lose your case, you repay nothing and keep the funds received for free.

What types of coins do you buy?

We buy a variety of coins including U.S. coins, pre-1964 silver coins, gold coins, numismatic collectibles, and old paper currency.

How do I schedule an appraisal?

You can schedule an appraisal by submitting an inquiry on our website, giving us a call, or sending us an email.

How quickly will I receive payment after selling?

Once you accept our offer, we will provide immediate cash payment.

Do you offer at-home appraisals?

Yes, we offer at-home appraisals in the Greater Houston Area for your convenience.

PawnShopz | Discover pawn shops in Houston, Harris County

pawn shops in Houston, Harris County

Money Mart Pawn & Jewelry

phone language pawn services

Opens in 1 hour ⌁ 13.6km

23 years in business

Houston Numismatic Exchange

phone language coin exchange

Opens in 1 hour ⌁ 8.9km

58 years in business

Hillcroft Gold Buyers

phone language cash for gold

Opens in 0 hours ⌁ 12.0km

3 years in business

Big City Pawn

phone language pawn shop

Opens in 0 hours ⌁ 10.9km

30 years in business

Houston Gold Merchants

phone language gold buying

Opens in 1 hour ⌁ 5.4km

Easy Online Payday Loan

phone language payday loans

Opens in 0 hours ⌁ 7.2km

3 years in business

GBC Finance

phone language Personal Unsecured Loans

Opens in 0 hours ⌁ 3.8km

Get personal unsecured loans up to $..

Hermanos Loan Company

phone language Online Loans

Opens in 0 hours ⌁ 3.9km

25 years in business

Shepherd Capital

phone language pre-settlement funding

Opens in 0 hours ⌁ 17.5km

Not Provided years in business

Coin Buyer Cypress, TX

phone language coin appraisal

Opens in 0 hours ⌁ 32.1km

15 years in business

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