What services do you offer?

We offer a full range of jewelry services, including custom jewelry design, watch repair, and cash for gold.

Do you provide repair services?

Yes, our onsite jeweler can perform most repair tasks, often on the same day!

What is the minimum purchase for a complimentary limousine ride?

A complimentary limousine ride is available with every purchase of $1995 or more.

WHAT ARE YOU PAYING FOR GOLD?

The price paid for gold depends on various factors, including the current gold price, the purity of the piece, and the type of gold, such as coin, jewelry, or placer. For example, we pay about 75% of melt value for broken 14k chains and approximately 98-100% of spot for gold bullion.

WHAT ARE YOU PAYING FOR SILVER?

Silver prices vary based on the type and purity, for instance, sterling silver is .925 pure. Since refining costs are high, the payment is lower as a percent of the spot price. For detailed information, feel free to contact us or refer to the section on What We Buy.

HOW IS GOLD MEASURED? WHAT IS A PENNYWEIGHT?

Gold and silver are measured in troy ounces, which are heavier than regular ounces. One troy ounce consists of 20 pennyweights or 31.1 grams.

I HAVE A LOT OF OLD COINS. WHAT SHOULD I DO WITH THEM?

Coins are valued based on their type, condition, age, and mint mark. It's advisable to bring in your old coins for free valuations. After getting a value, you can trade them for gold or silver bullion, which is easier to manage in terms of value. We also offer free gold testing.

What types of loans do you offer?

We offer Vehicle/Auto Loans secured by an auto title and Installment Loans secured by an auto title.

How quickly can I get approved for a loan?

Our loan approval process is designed to be fast and efficient, often allowing you to receive approval the same day.

What do I need to apply for a loan?

To apply, you'll need your vehicle title, identification, proof of income, and any other necessary documentation specified on our loan details page.

How does the title loan process work?

The title loan process is simple and can be completed online or in-person. You need to provide personal information and details about your vehicle, and our loan specialists will contact you to process your application.

What documents do I need to apply for a title loan?

You need to have your vehicle title in your name, some personal identification, and information about your vehicle, such as make, model, and year.

Are there caps on title loan fees in Idaho?

No, Idaho does not have caps on title loan fees, and it permits title loans with APRs that can reach triple digits.

Can I keep my vehicle while repaying the loan?

Yes, you maintain possession and use of your vehicle while repaying the title loan.

How can I get started with Hopkins Financial?

To begin, call us at (208) 467-5467 or (800) 597-7154, or visit our Contact Us page to submit your information.

What types of loans does Hopkins Financial offer?

We offer various loans including residential loans, commercial loans, bridge loans, and construction loans.

What are the typical interest rates?

Interest rates generally range from 8.75% to 15%, with an average range being 10% to 12%.

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