Why use a pawn broker?

Pawn brokers provide an immediate cash solution when banks may not. They offer quick cash loans against valuable items.

Are pawn rates higher than other loan rates?

Pawn rates are reasonable and based on loan size and duration, adhering to Illinois regulations without hidden fees.

Is there a risk of losing merchandise when you pawn it?

Most pawn loans are repaid, with nearly 97% returned. Failure to repay means losing the pawned item.

How does one pawn merchandise?

A pawn is a collateral loan where items are appraised for their cash loan value. Items such as jewelry, electronics, and instruments can be pawned.

What if I lose my loan ticket?

You can still claim your item with a valid photo ID even without the ticket.

What if I don’t pay on time?

Contact us to discuss your situation, as we are open to negotiating payment plans.

What interest rates can I expect?

Interest rates are determined by the loan amount and kept reasonable for customers.

Does your pawn shop sell stolen merchandise?

No, we only engage in legitimate business, requiring ID for all transactions.

How much can I get a loan for?

Loan amounts depend on appraisals of your items, with factors like condition and market demand playing a role.

How is selling different from pawning?

When you pawn, you keep ownership of the item until the loan is repaid, whereas selling transfers ownership to What A Gem.

What services does Kane County Coins offer?

We buy and sell coins, paper money, precious metals, and firearms. Additionally, we offer vintage jewelry and full-service federal firearms license services.

Where are you located?

Kane County Coins is located at 113 North Main Street, Elburn, Illinois 60119.

What are your hours of operation?

We are open from 9:00 AM to 5:00 PM, Monday through Saturday, and we are closed on Sunday.

What services does Elmhurst Coins & Collectibles offer?

We provide a full range of numismatic services including buying and selling coins, precious metals, appraisals, and certification services through PCGS and NGC.

Do you provide appraisals?

Yes, we offer free verbal evaluations and confidential written appraisals for banks, estates, and insurance companies.

What are your business hours?

We are open Tuesday to Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 4:00 PM. We are closed on Sunday and Monday.

How does a pawnshop work?

Pawnbrokers lend money on most items of value, like jewelry. The items act as collateral, allowing loans from $20 to several thousand dollars based on the item's value, typically for a 30-day period.

Can I sell my valuable item instead of pawning it?

Yes! RJ Jewelry offers top dollar for gold, jewelry, musical instruments, small electronics, and more.

Why would someone go to a pawn shop to get a loan?

Pawnshops provide a quick, confidential method to borrow money without credit checks. It's a convenient option for short-term cash needs.

Will I get my item back?

On average, 70-80% of loans are repaid. Customers frequently borrow against the same items multiple times.

How can I be sure the merchandise I purchase at a pawnshop isn't stolen?

Less than 0.2% of collateral is suspected stolen. Valid identification is required for transactions, allowing police access to pawning records.

Why shop at RJ Jewelry & Loan?

RJ Jewelry & Loan offers great value, with prices often 40-80% off retail. They provide a wide selection of unique items across five locations.

What is a REWARDS CARD?

Loyal customers can receive a free REWARDS CARD for discounts on loans above $500 and free watch batteries and jewelry cleaning.

Are pawn shops dangerous?

Pawnshops today focus on customer service and community involvement, contrasting older misconceptions about their clientele.

Do pawnshops attract indigents and derelicts?

No, most customers are employed individuals needing short-term cash for unexpected expenses.

Are pawnshop rates excessive?

Pawnshop rates are based on risk and may be higher due to associated costs like security and handling, unlike traditional lending institutions.

What items do you accept for pawning?

We accept a wide range of items including electronics, jewelry, tools, musical instruments, and luxury goods.

Do I need to undergo a credit check to get a pawn loan?

No, we provide cash on the spot without credit checks or lengthy paperwork.

What are the renewal options for pawn loans?

You can extend your pawn loan by paying the service fees or reduce the principal for lower future payments.

What services do you provide?

We offer cash advances and payday loan services in Melrose Park, IL.

What are your operating hours?

We are open Monday to Friday from 9:00 AM to 6:00 PM, Saturday from 10:00 AM to 4:00 PM, and closed on Sundays.

Is there a minimum loan amount?

Yes, our minimum cash advance amount is $100.

What items do you buy?

We buy a variety of items including gold and silver jewelry, coins, gift cards, and other precious metals.

Do you offer free consultations?

Yes, we offer free consultations to assess the value of your items.

Is there a strong market for old gold and silver?

Yes, the market for gold and silver remains strong, and we provide competitive offers.

Can I sell unwanted gift cards?

Yes, we buy unused gift cards as part of our services.

What items do you buy and sell?

We buy and sell items such as jewelry, gold, silver, diamonds, watches, electronics, musical instruments, and more.

Do you offer free loan appraisals?

Yes, we provide free loan appraisals for all items.

What are your business hours?

We are open Monday to Friday from 10 AM to 6 PM, Saturday from 10 AM to 5 PM, and closed on Sunday.

PawnShopz | Discover pawn shops in Illinois, Aurora

pawn shops in Illinois, Aurora

What A Gem

phone language pawn shop

Closing in 3 hours ⌁ 18.1km

3 years in business

Kane County Coins

phone language Coins

Closing in 2 hours ⌁ 39.9km

Kane County Coins, Friendly Fair and..

Elmhurst Coins & Collectibles

phone language coin dealer

Closing in 3 hours ⌁ 4.0km

Visit Elmhurst Coins & Collectibles ..

Stone Park Pawn

phone language pawn shop

Open until 7:00 PM ⌁ 8.8km

30 years in business

RJ Jewelry & Loan Company

phone language pawn shop

Open until 7:00 PM ⌁ 7.7km

8 years in business

Cash Pawn Shops

phone language pawn shop

Closing in 3 hours ⌁ 1.2km

At Cash Pawn, we’re more than just p..

Illinois Cash Advance

phone language cash advance

Closing in 3 hours ⌁ 11.3km

8 years in business

A-1 Jewelry and Pawn

phone language pawn shop

Closing in 2 hours ⌁ 17.3km

19 years in business

STC Cash for Silver and Gold

phone language gold buyer

Closing in 2 hours ⌁ 27.7km

Trying to Reliable Gold Dealers in S..

Fullerton Pawners, Inc.

phone language pawn shop

Closing in 3 hours ⌁ 18.0km

Not specified years in business

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pawn shops in Illinois, Aurora

What A Gem

Kane County Coins

Elmhurst Coins & Collectibles

Stone Park Pawn

RJ Jewelry & Loan Company

Cash Pawn Shops

Illinois Cash Advance

A-1 Jewelry and Pawn

STC Cash for Silver and Gold

Fullerton Pawners, Inc.

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